Credit Risk Analytics Lead

2 weeks ago

New York, New York, United States Klarna Full time
About Klarna
With a vast network of over 150 million active users globally and facilitating 2 million transactions daily, Klarna is on a mission to redefine the shopping experience. We are building an exceptional global talent team to accelerate individual careers and innovate entire sectors. We seek individuals ready to achieve remarkable outcomes and embrace our ambitious vision as we shape the future of payments and financial technology.

Your Responsibilities
  • Perform statistical evaluations to assess the effects of modifications in credit strategies within a dynamic industry landscape.
  • Work collaboratively with a dedicated team of engineers and analysts to innovate underwriting processes.
  • Engage proactively with diverse stakeholders to analyze patterns, evaluate their implications, and recommend solutions or enhancements.
  • Ensure that performance metrics and strategies are aligned with the current credit landscape and emerging risks, including macroeconomic trends.
  • Provide analytical insights on new offerings and market opportunities to support broader organizational objectives, collaborating closely with other departments as necessary.
  • Establish comprehensive controls, monitoring, and testing frameworks.
  • Advance your professional development in an entrepreneurial environment, allowing you to explore areas of personal interest.
  • Utilize analytical tools (e.g., SQL, Python, or similar) to examine data, identify trends, and challenge business decisions.
Your Profile
  • 1-3 years of experience in consulting, investment banking, fintech, or other high-growth environments in a quantitative or analytical capacity.
  • A degree in Science, Technology, Engineering, Mathematics, or a Business-related field.
  • A proven track record in enhancing business performance and identifying strategic gaps, particularly in financial services and credit risk management.
  • Technologically adept, with the capability to formulate rules for credit assessments.
  • Proficient in data extraction and manipulation, as well as programming languages (SQL, R, Python, MatLab, Java, C#, etc.).
  • Demonstrated drive, ambition, and a structured approach to problem-solving.
  • Exceptional stakeholder management abilities.
  • A curious mindset with a passion for exploring the underlying reasons behind business decisions.
  • Fluent in verbal and written English communication.
Preferred Qualifications
  • Experience with advanced statistical and machine learning methodologies.
  • Understanding of macroeconomic trends and their implications for credit risk.
  • Prior involvement in product launches and market expansion initiatives.
  • Strong grasp of regulatory standards within the financial services sector.
Compensation
Salary range - $118,000 - $150,000

In addition to the base salary, Klarna offers a comprehensive compensation package.

Department: Analytics
Employment type: Full-time

  • Credit Risk Analytics Lead

    2 weeks ago

    New York, New York, United States Klarna Full time

    Job OverviewAbout KlarnaKlarna is a global leader in payment solutions, serving over 150 million active users and facilitating 2 million transactions daily. Our mission is to redefine the shopping experience and we are on the lookout for exceptional talent to help us achieve our ambitious goals in the fintech sector.Key ResponsibilitiesPerform statistical...

  • VP - Credit Risk Analyst

    7 days ago

    New York, New York, United States Moody's Analytics Full time

    About the Role:We are seeking a highly experienced and skilled Senior Credit Officer to join our Banking and Private Credit team at Moody's Analytics. As a key member of our team, you will be responsible for providing in-depth credit analysis and thought leadership initiatives to enhance our analytics and research impact.Key Responsibilities:Develop and...

  • Manager of Credit Risk Analytics

    2 weeks ago

    New York, New York, United States Klarna Full time

    About Klarna As a leading player in the fintech space, Klarna serves over 150 million active users globally, facilitating 2 million transactions daily. Our mission is to redefine the shopping experience, and we are committed to building a world-class team that fosters individual growth while transforming industries. Key Responsibilities Perform statistical...

  • Manager of Credit Risk Analytics

    1 week ago

    New York, New York, United States Klarna Full time

    About Klarna With a vast network of over 150 million active users and 2 million transactions occurring daily, Klarna is on a mission to redefine the shopping experience globally. We are building an exceptional team of talent to drive individual growth and revolutionize entire sectors. We seek individuals who are ready to embrace our ambitious vision and help...

  • Senior Credit Officer

    7 days ago

    New York, New York, United States Moody's Analytics Full time

    About the Role:We are seeking a highly experienced and skilled Senior Credit Officer to join our team at Moody's Analytics. As a key member of our Financial Institutions Group, you will be responsible for providing in-depth credit analysis and thought leadership initiatives to enhance our analytics and research impact.Key Responsibilities:Develop and...

  • Senior Credit Risk Manager

    1 week ago

    New York, New York, United States Synchrony Full time

    Senior Credit Risk ManagerSynchrony, a leading consumer financial services company, is seeking a highly skilled Senior Credit Risk Manager to support credit risk management of our Etail portfolios and the newly launched eCommerce platform.About the RoleThis critical role will be responsible for credit risk reporting and analysis, with primary accountability...

  • Credit Risk Portfolio Analyst

    7 days ago

    New York, New York, United States Scotiabank Full time

    Job SummaryWe are seeking a highly skilled and experienced Risk Management Specialist to join our team at Scotiabank. As a key member of our Global Risk Reporting team, you will be responsible for creating, designing, and developing credit risk portfolio reporting tools to present U.S. Credit Risk portfolio information to Scotiabank U.S. senior...

  • Lead Quantitative Analyst for Credit Risk

    2 weeks ago

    New York, New York, United States M&T Bank Full time

    Position Overview: Reporting to the Director of Credit Risk Modeling, this position is responsible for spearheading and overseeing a quantitative modeling team within the Commercial Credit domain. The primary focus is to address data, systems, and modeling requirements for Commercial Risk Rating models, including Scorecards and Behavioral models, essential...

  • Credit Risk Reporting Manager

    2 weeks ago

    New York, New York, United States Scotiabank Full time

    Position OverviewThe Credit Risk Reporting Manager will play a crucial role in enhancing the efficiency and effectiveness of credit risk evaluations, adjudications, and portfolio management.Key Responsibilities- Collaborate with the Global Risk Reporting team to design and develop tools for presenting U.S. Credit Risk portfolio information to senior...

  • Lead Credit Risk Strategy Analyst

    2 weeks ago

    New York, New York, United States CLEO Full time

    Senior Credit Strategy AnalystCLEO is seeking an experienced credit risk strategist to enhance our credit underwriting methodologies and frameworks. As an integral part of our organization, you will spearhead the expansion of our credit offerings by utilizing data analytics and innovative experimentation. Collaborating with multiple departments, your...

  • Credit Risk Strategists

    7 days ago

    New York, New York, United States AMEX Full time

    About the RoleAt American Express, we're seeking experienced professionals to drive strategic decisions related to credit line underwriting and credit line strategies. As a key member of our team, you'll be responsible for improving capabilities and processes to manage and monitor risk prudently across the customer lifecycle.Key ResponsibilitiesDevelop...

  • Credit Risk Management Specialist

    2 weeks ago

    New York, New York, United States Citigroup Inc Full time

    Citi Global Wealth Citi Global Wealth (CGW) is a division of Citi dedicated to addressing the diverse needs of clients across the wealth spectrum. This division has been established by merging the Wealth Management operations of Citi Global Consumer Bank and Citi Private Bank. It serves a vast clientele exceeding 500,000 individuals through its extensive...

  • Credit Risk Consultant

    3 days ago

    New York, New York, United States M-Logic Full time

    About the RoleM-Logic is seeking a highly skilled Credit Risk Consultant to join our team. As a Credit Risk Consultant, you will play a critical role in analyzing and evaluating the creditworthiness of our clients and counterparties.Key ResponsibilitiesCredit Analysis: Conduct thorough credit analysis of existing and new clients, including insurance...

  • Credit Risk Specialist

    5 days ago

    New York, New York, United States Hispanic Technology Executive Council Full time

    About the RoleWe are seeking a highly skilled Credit Risk Specialist to join our team at the Hispanic Technology Executive Council. As a Credit Risk Specialist, you will play a critical role in ensuring the financial health and stability of our organization.Key ResponsibilitiesPrepare credit reviews of new principal lenders for approval by senior credit...

  • Lead Quantitative Analyst in Credit Risk Modeling

    2 weeks ago

    New York, New York, United States M&T Bank Full time

    Position Overview: Reporting to the Director of Credit Risk Modeling, this position is responsible for overseeing and directing a quantitative modeling team within the Commercial Credit sector. The primary focus is to address the data, systems, and modeling requirements for Commercial Risk Rating models (such as Scorecards and Behavioral models) that are...

  • Vice President of Credit Risk Strategy

    2 weeks ago

    New York, New York, United States Parallel Consulting Full time

    Company Overview: Parallel Consulting is a leading firm in the financial services sector, dedicated to providing innovative solutions and expert guidance in risk management.Position Summary: We are in search of a seasoned Vice President of Credit Risk Strategy to enhance our credit risk modeling capabilities. The ideal candidate will leverage their extensive...

  • Senior Credit Risk Manager

    5 days ago

    New York, New York, United States Barclays Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our team at Barclays. As a key member of our Financial Institutions Credit team, you will be responsible for providing effective credit risk management within North American Financial Institutions, focusing on municipals and insurance.Key ResponsibilitiesAssess and approve/decline...

  • Credit Risk Reporting Manager

    2 weeks ago

    New York, New York, United States Scotiabank Full time

    Requisition ID: Salary Range: 139,006.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience.POSITION SUMMARY:The Bank of Nova Scotia is seeking a Manager of U.S. Credit Risk Reporting and Governance to...

  • Credit Risk Reporting Manager

    2 weeks ago

    New York, New York, United States Scotiabank Full time

    Requisition ID: Salary Range: 139,006.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience.POSITION SUMMARY:The Bank of Nova Scotia is seeking a Manager of U.S. Credit Risk Reporting and Governance to...

  • Credit Risk Reporting Manager

    2 weeks ago

    New York, New York, United States Scotiabank Full time

    Requisition ID: Salary Range: 139,006.00 Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate's relevant knowledge, skills, and experience.POSITION SUMMARY:The Bank of Nova Scotia is seeking a Manager for U.S. Credit Risk Reporting and Governance to...