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Credit Risk Strategists

2 months ago


New York, New York, United States AMEX Full time
About the Role

At American Express, we're seeking experienced professionals to drive strategic decisions related to credit line underwriting and credit line strategies. As a key member of our team, you'll be responsible for improving capabilities and processes to manage and monitor risk prudently across the customer lifecycle.

Key Responsibilities
  • Develop lending growth strategies that serve customer needs while minimizing credit losses
  • Partner with product, marketing, operations, technologies, finance, and other functional teams to drive business outcomes
  • Provide strategic guidance on risk information system implementation and enhancements
  • Lead data analysis and transformation using Big Data technologies, including Pig, Hive, and R
  • Develop and implement linear regression models, logistic regression models, and advanced machine learning models
Requirements
  • Master's degree in Finance, Statistics, Quantitative Economics, Operations Research, Business Administration, or a related field
  • 2 years of risk management and risk analysis experience
  • Experience with credit risk data from credit bureaus and internal credit sources
  • Proficiency in Base SAS, SAS Enterprise Guide, SPSS, SQL, and Teradata
  • Strong analytical and problem-solving skills
What We Offer
  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • 20+ weeks paid parental leave for all parents, regardless of gender
  • Free access to global on-site wellness centers staffed with nurses and doctors
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities