Credit Products Officer II

2 weeks ago


Dallas, Texas, United States BankUnited Full time
Job Summary

We are seeking a highly skilled Credit Products Officer II to join our team at BankUnited. As a key member of our credit team, you will be responsible for analyzing corporate credit requests, preparing credit analyses, and ensuring timely and accurate delivery of credit packages to internal business partners and customers.

Key Responsibilities
  • Pre-screening Activities: Determine risk ratings, confirm industry risk ratings, and hold limits, and prepare spreads to aid relationship managers in determining whether to move forward with a request.
  • Underwriting Activities: Determine financial information requirements, assist in preparing pre-approval memoranda, and perform borrower and guarantor financial analyses.
  • Approval Activities: Deliver approval packages to credit officers, document approvals, and ensure all approvals are properly documented.
  • Post-approval Activities: Finalize credit approval packages, ensure loan documents accurately reflect credit approvals, and maintain credit information according to BankUnited's file storage guidelines.
  • Portfolio Management Activities: Manage financial ticker items, perform property inspections, process draw requests and extensions, and conduct ongoing credit assessments and reviews.
Requirements
  • Bachelor's degree in a business-related field or other acceptable alternative field.
  • 7-9 years of credit experience.
  • Good accounting skills developed through formal college undergraduate courses or acceptable alternative means.
What We Offer

As a Credit Products Officer II at BankUnited, you will have the opportunity to work with a talented team of professionals, develop your skills and expertise, and contribute to the success of our organization.



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