Credit Products Officer II

2 days ago


Dallas, Texas, United States BankUnited Full time
Job Summary

We are seeking a highly skilled Credit Products Officer II to join our team at BankUnited. As a key member of our corporate banking group, you will be responsible for analyzing credit requests, identifying and mitigating risks, and providing exceptional customer service.

Key Responsibilities
  • Pre-screening activities: Determine risk ratings, confirm industry risk ratings, and hold limits, and prepare spreads to aid relationship managers in determining whether to move forward with a request.
  • Underwriting activities: Determine financial information requirements, assist in preparing pre-approval memorandums, and perform borrower and guarantor financial analyses.
  • Approval activities: Deliver approval packages to credit officers, document approvals, and ensure all approvals are properly documented.
  • Post-approval activities: Finalize credit approval packages, ensure loan documents accurately reflect credit approvals, and draft post-approval modification memorandums.
  • Portfolio management activities: Manage financial ticker items, perform property inspections, process draw requests and extensions, and conduct ongoing credit assessments and reviews.
Requirements
  • Bachelor's degree in a business-related field or other acceptable alternative field.
  • 7-9 years of credit experience.
  • Good accounting skills developed through formal college undergraduate courses or acceptable alternative means.
What We Offer

As a Credit Products Officer II at BankUnited, you will have the opportunity to work with a talented team of professionals, develop your skills and expertise, and contribute to the success of our corporate banking group.



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