Regional Credit Officer
6 days ago
The Regional Credit Officer is a key member of the Credit Administration team at Equity Bank, responsible for overseeing commercial lending activities and ensuring the bank's credit risk is managed effectively. This role requires a strong understanding of commercial lending, credit analysis, and risk management principles.
Key Responsibilities
• Review and analyze credit applications to ensure they meet the bank's lending criteria and risk tolerance
• Collaborate with credit analysts to develop and implement credit policies and procedures
• Conduct site visits and meetings with borrowers to assess creditworthiness and monitor loan performance
• Identify and mitigate potential credit risks, including loan defaults and non-performing assets
• Develop and maintain relationships with key stakeholders, including borrowers, lenders, and regulators
Requirements
• Bachelor's degree in Business, Finance, or a related field
• 10+ years of experience in commercial lending, credit analysis, or a related field
• Strong knowledge of commercial lending principles, credit analysis, and risk management
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
What We Offer
Equity Bank offers a competitive salary and benefits package, including health insurance, retirement plan, and paid time off. We also offer opportunities for professional growth and development, including training and education programs.
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