Senior Credit Underwriter for Custom Lending Solutions

2 weeks ago


St Louis, Missouri, United States Bank of America Full time

Position Title: Senior Credit Underwriter for Custom Lending Solutions

Location: Various Locations

Overview:

At Bank of America, our mission is to enhance financial well-being through meaningful connections. We are committed to Responsible Growth, which shapes our operations and our commitment to clients, employees, communities, and shareholders alike.

We strive to be an inclusive and diverse workplace, welcoming individuals from various backgrounds and experiences. Our investment in our employees and their families is reflected in our competitive benefits aimed at supporting their overall well-being.

We believe in the importance of collaboration while providing flexibility tailored to the needs of different roles within our organization.

Role Summary:

This position is aligned with a Credit Executive to foster new custom lending relationships with high-net-worth clients, aiming to drive loan balance and revenue growth responsibly while managing a portfolio of existing lending relationships.

Key Responsibilities:

  • Facilitate loan growth through meticulous underwriting practices.
  • Establish and maintain strong, value-driven relationships with Line of Business partners.
  • Work collaboratively with Sales, Risk, Operations, and Portfolio Management to ensure timely and accurate underwriting approval for custom lending transactions.
  • Prepare comprehensive written analyses of custom lending transactions, detailing client financial status and identifying potential credit risks.
  • Proactively address and escalate data quality and compliance issues while ensuring accuracy and consistency.
  • Maintain asset quality within the defined risk appetite limits of Global Wealth and Investment Management.

Required Skills:

  • Proficient in financial analysis and accounting, particularly for complex borrower profiles.
  • 3-5+ years of experience in commercial/private wealth management credit.
  • Strong negotiation and communication abilities.
  • Proficient in Microsoft Word, Excel, and PowerPoint.
  • Excellent interpersonal skills for building partnerships across teams.

Preferred Qualifications:

  • Formal credit training and/or experience in commercial/wealth management credit.
  • Bachelor's degree in business administration, finance, accounting, or economics, or equivalent experience.

Work Schedule: 1st shift, 40 hours per week.

Bank of America is an equal opportunity employer. We consider all qualified candidates without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. We are committed to creating a workplace free from discrimination and harassment.



  • St Louis, Missouri, United States Bank of America Full time

    About the RoleThis is a challenging and rewarding opportunity to join the Bank of America team as a Senior Credit Underwriter - Custom Lending. As a key member of our Global Wealth and Investment Management team, you will be responsible for supporting the Credit Executive in developing new lending relationships with strategic wealth clients, driving funded...


  • St Louis, Missouri, United States Bank of America Full time

    Job Description:Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place...


  • St Louis, Missouri, United States Midland States Bank Full time

    Job SummaryWe are seeking a highly experienced and skilled Regional Credit Officer to join our team at Midland States Bank. As a key member of our credit management team, you will be responsible for providing senior-level management, administrative, and credit underwriting and approval services within the region.Key ResponsibilitiesLoan Review and Approval:...


  • St Louis, Missouri, United States The Ladders Full time

    Title: Senior LenderEmployee Status: Full Time Salary: Grade 5 Reports to: Director of Lending, Southern Region Department: Capital Solutions Hybrid Remote: In office: T/W | Remote: M/Th/F Department Function: Oversee a flexible lending program aimed at supporting targeted nonprofits across the Midwest; develop initiatives to assist the target market in...

  • Credit Risk Analyst

    3 days ago


    St Louis, Missouri, United States Together Credit Union Full time

    Job SummaryThe Credit Risk Analyst is responsible for analyzing and ensuring proper credit investigation in accordance with Credit Union policy. This role prepares, analyzes, and reviews financial data to determine credit worthiness and assists in loan portfolio monitoring. This is a hybrid/St. Louis position.Key ResponsibilitiesCompletes, tracks and...


  • St Louis, Missouri, United States The Ladders Full time

    Title: Senior LenderEmployee Status: Full Time Salary: Grade 5 Reports to: Director of Lending, Southern Region Department: Capital Solutions Location: Hybrid Remote Department Function: Oversee a flexible lending program aimed at supporting targeted nonprofits across the Midwest; develop initiatives to assist the target market in securing loans and...


  • St Louis, Missouri, United States Gateway Metro Credit Union Full time

    Job TypeFull-timePosition OverviewA dedicated Consumer Loan Specialist will play a crucial role in the solicitation, cross-selling, negotiation, and coordination of processing and finalizing consumer loans, including vehicle financing, personal lines of credit, signature loans, and share/certificate/stock loans. It is essential to gather satisfactory...


  • St Louis, Missouri, United States Neighbors Credit Union Full time

    Function Overview: As a Mortgage Solutions Specialist at Neighbors Credit Union, you will be instrumental in enhancing the production of both primary and secondary mortgage offerings. This role emphasizes a sales-driven mindset, requiring innovative thinking, persistence, and a focus on member satisfaction. Your key responsibility will be to build and...


  • St Louis, Missouri, United States The Ladders Full time

    Join Our Team as a Senior Commercial Underwriting SpecialistWe are seeking a dedicated Senior Commercial Underwriting Specialist to become a vital part of our organization. In this role, you will oversee a commercial underwriting portfolio valued between $8 million and $14 million. Your primary focus will be to achieve favorable outcomes through effective...


  • St Louis, Missouri, United States Gateway Metro Credit Union Full time

    Job TypeFull-timePosition OverviewA dedicated Consumer Loan Specialist will play a crucial role in the facilitation of consumer lending processes. This position involves soliciting, cross-selling, negotiating, and managing the processing and finalization of various consumer loans, including but not limited to vehicle loans, personal lines of credit, and...


  • St Louis, Missouri, United States Groundwork Mortgage Full time

    Job SummaryGroundwork Mortgage is seeking a highly skilled and customer-focused Mortgage Loan Coordinator to join our team in Missouri, Illinois, and Kansas. As a Mortgage Loan Coordinator, you will play a critical role in providing exceptional service to our customers by collecting and verifying financial documentation, acting as a liaison between...


  • St Louis, Missouri, United States Gateway Metro Credit Union Full time

    Job TypeFull-timePosition OverviewThe ideal Consumer Loan Specialist will engage in soliciting, cross-selling, negotiating, and coordinating the processing and closing of various consumer financing options, including vehicle loans, personal lines of credit, signature loans, and share/certificate/stock loans. This role requires the collection of necessary...


  • St Louis, Missouri, United States Groundwork Mortgage Full time

    Job SummaryGroundwork Mortgage is seeking a highly skilled and customer-focused Mortgage Loan Coordinator to join our award-winning team. As a Mortgage Loan Coordinator, you will play a critical role in providing exceptional service to our customers in Missouri, Illinois, and Kansas.Key ResponsibilitiesCollect and verify financial documentation, such as...


  • St Louis, Missouri, United States Neighbors Credit Union Full time

    Primary Function: As a Mortgage Loan Specialist at Neighbors Credit Union, you will be instrumental in facilitating the origination of first and second mortgages. This sales-oriented role requires innovation, persistence, and a focus on member satisfaction. You will be tasked with building and maintaining relationships with external partners and community...


  • St Louis, Missouri, United States The Cigna Group Full time

    The job profile for this position is Risk & Underwriting Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career?We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right...


  • St Louis, Missouri, United States Hogan Transportation Full time

    Job SummaryWe are seeking an experienced Credit and Accounts Receivable Manager to oversee and provide guidance to a team of four Credit and Accounts Receivable Analysts, as well as collaborate with the Sales, Billing, Accounting, and Cash Application teams. The successful candidate will be responsible for managing the department's credit and collection...


  • St Louis, Missouri, United States Burns & Wilcox Full time

    Position Overview:Summary: At Burns & Wilcox, we specialize in providing insurance solutions for the distinctive and exceptional. We are seeking a Personal Lines Underwriter who possesses an entrepreneurial mindset and is eager for professional growth within the specialty insurance sector. This role presents a remarkable opportunity to develop a portfolio by...


  • St Louis, Missouri, United States Burns & Wilcox Full time

    Position Overview:Summary: At Burns & Wilcox, we specialize in providing insurance solutions for unique and unconventional needs. We are seeking a dedicated Personal Lines Underwriter who possesses an entrepreneurial mindset and a strong desire for professional growth. This role presents an exceptional opportunity to develop a portfolio by identifying and...


  • St Louis, Missouri, United States Burns & Wilcox Full time

    Position Overview:Summary: At Burns & Wilcox, we specialize in providing insurance solutions for the distinctive and unconventional. We are seeking a motivated Personal Lines Underwriter who possesses an entrepreneurial mindset and a desire for professional growth. This role presents a remarkable opportunity to expand a portfolio by identifying and securing...

  • Mortgage Originator

    3 days ago


    St Louis, Missouri, United States Neighbors Credit Union Full time

    About the RoleThis is a pivotal position at Neighbors Credit Union, where you will play a key role in driving the production of 1st and 2nd mortgages. As a Mortgage Originator, you will be responsible for establishing and nurturing relationships with external contacts and community stakeholders to generate new mortgage opportunities.Key...