Senior Mortgage Originator

3 weeks ago


Bloomington, Indiana, United States NewRez LLC Full time
Job Summary

We are seeking a highly skilled and motivated Loan Officer to join our team at NewRez LLC. As a Loan Officer, you will be responsible for selling loan products, developing and maintaining referral sources, and meeting with prospective clients to develop borrower leads.

Key Responsibilities
  • Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
  • Manage and market to a database of customer contacts.
  • Maintain a positive sales environment by educating potential borrowers, real estate agents, and homebuilder sales representatives on the company's products and services.
  • Complete thorough loan applications by communicating with perspective applicants and obtaining specified information relating to the loan or credit application.
  • Perform prequalification assessments and analyze financial conditions and risk of financing requests within the company's credit policies and programs.
  • Negotiate rate, terms, and conditions of the loan.
  • Lock loans on time and in the correct product type to avoid fall-out.
  • Collect up-front fees from applicants.
  • Submit complete loan applications, including all required documents and disclosures, and coordinate the process with assigned processing centers.
  • Input loans into appropriate Automated Underwriting Systems (AUS) for underwriting decisions.
  • Assist with and solve issues relating to processing, underwriting, and closing of loans within the employee's loan pipeline.
  • Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors, and competition.
  • Represent the company in various community and civic functions to enhance the company's image and develop additional business.
Requirements
  • Must have an active state MLO license in each state where business is to be conducted.
  • High-school diploma or GED and a minimum of 3 years lending origination experience.
  • Strong PC skills, including PowerPoint, Excel, Word, and Lotus Notes.
  • Solid knowledge of state and local real estate markets.
Benefits
  • 15 Paid Time Off (PTO) days and 18 after 1st anniversary.
  • 9 Paid Holidays.
  • Casual Workplace.
  • Employee Engagement Activities.
  • Medical, dental, vision, life, disability insurance, 401(k) plan with company match, employee assistance plan, performance-based incentives, pet insurance, and advancement opportunities.
Equal Employment Opportunity

NewRez LLC is an equal opportunity employer and celebrates our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status.



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