Executive Commercial Lines Underwriter

2 days ago


Hartford, New York, United States Utica National Insurance Group Full time
About the Role

We are seeking a highly skilled and experienced Commercial Lines Underwriter to join our team at Utica National Insurance Group. As an Executive Commercial Lines Underwriter, you will be responsible for underwriting risk and making decisions on complex risks to apply insurance rules and regulations in accordance with guidelines.

Key Responsibilities
  • Analyze and evaluate new submissions and renewal accounts to determine acceptability of the risk within parameters outlined within the Underwriting Authority CL Underwriter Document
  • Review, interpret, and process data from various sources, including applications forms and loss history
  • Articulate and practice principles of risk management, including knowledge of exposure/hazard identification and control
  • Communicate appetite, underwriting standards, declination reasons, and coverage advantages to agents and internal partners to ensure profitability and generate a flow of quality new business submissions and retention
  • Cultivate strong business relationships (internal and external) by proactively communicating and conveying ownership and commitment
  • Anticipate and meet the needs of customers and adjust priorities to respond to pressing and changing client requirements
  • Manage a high-volume agency assignment with increased authority limits at expected quality control results
  • Analyze the 'agents' book of business, through risk characteristics profile/evaluation, to determine correction action(s) or opportunities to generate profitable growth
  • Have a complete understanding of management information data (i.e. Power BI)
  • Have a strong understanding of the Commercial Lines marketplace/products
Requirements
  • Minimum 5 years of experience in Commercial Lines Underwriting preferred
  • Strong knowledge and understanding of P&C Commercial lines of business
  • Proven track record of successful underwriting and portfolio management in Professional Liability or E&O lines of business
  • Bachelor's degree or equivalent experience preferred
  • Excellent analytical and decision-making skills
  • Strong communication, negotiation, and relationship-building abilities
  • Ability to work independently and as part of a team in a fast-paced and dynamic environment
What We Offer
  • A comprehensive benefits package, including medical, dental, vision, life insurance, and 401(k) plan
  • A competitive salary range, with opportunities for bonuses and career advancement
  • A dynamic and supportive work environment, with opportunities for professional growth and development


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