Senior Underwriter

4 months ago


Hartford, United States Gravie Full time
Hi, we're Gravie, and we are building the health plan of the future. For the past few decades, the health insurance industry has evolved to serve the needs of employers, insurance companies, brokers, and (sometimes) doctors and hospitals. The needs of the consumer, however, have largely been left out of the equation. We're changing that. We are rebuilding the entire health insurance stack, with the consumer as the central focus. Our goal is to create a health plan that people can love.

A Little More About Us
• We know healthcare. Our company was founded and is still led by industry veterans who have started and grown several market-leading companies in the space.
• We are quickly becoming one of the fastest growing health benefits companies in the country. We have received numerous awards and accolades, including Inc. Magazine Best in Business Gold Medal award in 2021, and JMP Securities Top 50 Private Companies in Insurtech in 2022.
• We have raised money from top tier investors who share the same long-term vision as we do of building an industry defining company that will endure over the long run. We are well capitalized.
• Our customers like us. Our revenue churn is in the low single digits, in an industry where greater than 20% churn is common.
• Our culture is unique. We tend to be non-hierarchical, merit-driven, opinionated but kind people who thrive working in a high-performance, fast-paced environment. People at Gravie care deeply about making a positive impact in the lives of the people we serve. We may not be the right place for everybody, but if you get energized by doing work every day that focuses on putting consumers at the front of the line, we could be a great place for you. It takes unique people and diverse perspectives to deliver our results. We encourage you to be your authentic self - we like you that way.

A Little More About The Role

Gravie is seeking a Senior Underwriter for Gravie's Comfort health plan and other proprietary insurance products. This role will take on complex business quotes and rate development central to the successful pricing of Gravie's insurance business and will play a key role in helping Gravie win and retain customers. The Senior Underwriter will also have risk review responsibility. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

You Will:
• Use Gravie's proprietary underwriting engine to offer competitive pricing for a first-of-its-kind health plan to employers and their employees across the country.
• Coordinate the pricing for certain segments of new and renewal employer group cases on Gravie's proprietary products within designated authority limits.
• Coordinate and review Individual Health Questionnaires (IHQ) and partner with the Medical Underwriting team as needed to derive the cost projections for each individual enrolled in the plan.
• Underwrite level-funded and self-funded cases with both individual and aggregate stop loss offerings, relying on claims experience, medical health questionnaires and other related data/information.
• Review underwriting case preparation work from Associate Underwriters and Underwriters and request and/or add analyses as necessary to accurately assess risk and recommend pricing for cases. In some instances, you will be required to roll up your sleeves to review and synthesize a variety of materials related to employer groups' health plan performance to prepare cases for underwriting review, as well as make recommendations to Underwriting leadership.
• Support larger team by meticulously evaluating and completing risk reviews
• Use your experience to act as a mentor and coach to provide support to Associate Underwriters and Underwriters
• Learn the ins and outs of Gravie's proprietary underwriting engine; add your experience and judgment when underwriting cases; and contribute to the improvement and evolution of Gravie's underwriting practices.
• Work closely with Sales Operations, Actuarial and Analytics teams to support Gravie's busy and growing pipeline of quotes successfully and efficiently.
• Work closely with Account Management and Underwriting Leadership on strategies and pricing to support the retention of existing customers.
• As assigned, support key Underwriting projects designed to drive efficiencies and automation to support the rapid scaling of the business.

You Bring:
• Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors
• 5+ years of relevant group health fully-insured, self-insured, level funded, and/or stop loss underwriting
• Strong analytical aptitude and problem-solving skills
• Quantitative proficiency and a love of working with numbers
• Strong Microsoft Excel skills
• Excellent attention to detail
• An appetite for learning and quickly putting what you learn into practice
• Strong verbal and written communication skills
• Habits of excellent organization, time management, and responsiveness
• Decision making skills
• A flexible attitude and ability to work independently and as part of a team
• Demonstrated commitment to core Gravie competencies of being authentic, curious, creative, and results oriented

Extra Credit:
• Background or interest working for a startup
• Master's degree or other related educational experience

Competitive pay is standard. Our unique benefits program is the gravy, i.e., the special sauce that sets our compensation package apart. In addition to standard benefits, Gravie's package includes alternative medicine coverage, flexible PTO, up to 16 weeks paid parental leave, paid holidays, cell phone reimbursement, education reimbursement, and 1 week of paid paw-ternity leave just to name a few
  • Senior Underwriter

    1 week ago


    Hartford, Connecticut, United States CapSpecialty Full time

    Job Title: Senior UnderwriterCapSpecialty is seeking a highly skilled Senior Underwriter to join our team. As a Senior Underwriter, you will be responsible for evaluating complex risks and exposures, providing advanced underwriting analysis, and building and nurturing a book of business with a dedicated network.Key Responsibilities:Triage submissions, select...

  • Senior Underwriter

    4 weeks ago


    Hartford, Connecticut, United States Gravie Full time

    About GravieGravie is a pioneering health insurance company that's revolutionizing the industry by putting consumers at the forefront. Our mission is to create a health plan that people can love, and we're committed to making a positive impact in the lives of those we serve.The RoleWe're seeking a Senior Underwriter to join our team and play a key role in...

  • Senior Underwriter

    4 weeks ago


    Hartford, Connecticut, United States Gravie Full time

    About GravieGravie is a pioneering health insurance company that's revolutionizing the industry by putting consumers at the forefront. Our mission is to create a health plan that people can love, and we're committed to making a positive impact in the lives of those we serve.The RoleWe're seeking a Senior Underwriter to join our team and play a key role in...

  • Senior Underwriter

    2 weeks ago


    Hartford, Connecticut, United States CVS Health Full time

    Job SummaryWe are seeking a highly skilled Senior Analyst, Underwriter to join our team at CVS Health. As a key member of our underwriting team, you will play a critical role in supporting our financial and strategic goals through effective underwriting and risk management.Key ResponsibilitiesPerform underwriting analysis and risk assessment for new and...

  • Senior Underwriter

    3 days ago


    Hartford, Connecticut, United States AXA SA Full time

    Job SummaryWe are seeking a highly skilled Senior Reinsurance Underwriter to join our Property Treaty team. As a key member of our team, you will be responsible for underwriting and maintaining profitable new and renewal business, exercising independent judgment based on comprehensive analysis of reinsurance submissions.Key ResponsibilitiesUnderwrite terms...


  • Hartford, Connecticut, United States XL Group Full time

    Job Title: Senior Underwriting Risk Manager, CyberAXA XL is seeking a Senior Underwriting Risk Manager to join our team in New York, NY. As a key member of our Underwriting Risk department, you will be responsible for managing the underwriting risks associated with our Cyber insurance portfolio.Key Responsibilities:Understand and analyze AXA XL's insurance...

  • Senior Underwriter

    2 weeks ago


    Hartford, Connecticut, United States PMA Companies Full time

    Job Title: Sr Underwriting SpecialistAt PMA Companies, we are seeking a highly skilled Sr Underwriting Specialist to join our team. As a key member of our underwriting team, you will be responsible for underwriting new and renewal business, including solicitation, selection, and pricing of complex multi-line risks.Key Responsibilities:Analyze and select...

  • Senior Underwriter

    3 weeks ago


    Hartford, Connecticut, United States CapSpecialty Full time

    Job SummaryWe are seeking a highly skilled Senior Underwriter to join our Environmental East Team at CapSpecialty. As a key member of our team, you will provide advanced underwriting analysis to support the growth and profitability of our business.Key ResponsibilitiesTriage submissions and select appropriate risks to meet production and profitability...


  • Hartford, Connecticut, United States Travelers Full time

    Job Title: Account Executive Officer/Senior UnderwriterWe are seeking a highly skilled and experienced Account Executive Officer/Senior Underwriter to join our team at Travelers. As a key member of our underwriting team, you will be responsible for managing the profitability, growth, and retention of an assigned book of business.Key...


  • Hartford, Connecticut, United States XL Group Full time

    Job Title: Senior Underwriting Risk Manager CyberAXA XL is seeking a highly skilled Senior Underwriting Risk Manager to join our team in New York, NY. As a key member of our Underwriting Risk department, you will be responsible for managing the underwriting risks associated with our Cyber portfolio, as well as our wider Professional Lines business.Key...

  • Underwriting Director

    2 weeks ago


    Hartford, Connecticut, United States PMA Companies Full time

    Job SummaryAs the Underwriting Manager, you will lead a team of underwriters in executing strategies that align with corporate and regional business goals. You will mentor and provide technical training to direct reports, handle underwriting referrals, and collaborate with the New Business Referral Underwriter.Key ResponsibilitiesAnalyze and select complex...


  • Hartford, Connecticut, United States THE TRAVELERS INDEMNITY COMPANY Full time

    Job SummaryWe are seeking a highly skilled Senior Casualty E&S Underwriter to join our team at The Travelers Indemnity Company. As a key member of our underwriting team, you will be responsible for managing the profitability, growth, and retention of an assigned book of business.Key ResponsibilitiesUnderwrite and skillfully negotiate complex customer...


  • Hartford, United States IFG Companies Full time $95,000 - $185,000

    DraftScroll down for a complete overview of what this job will require Are you the right candidate for this opportunityPOSITION TITLE: Primary Casualty UnderwriterREPORTS TO: Regional Primary Casualty ManagerFLSA/EEO CATEGORY: Exempt, ProfessionalDIRECT REPORTS: NoneLOCATION: 1 with 10+ Years of Commercial Primary Casualty Underwriting Experience in Hartford...


  • Hartford, Connecticut, United States Kalepa Insurance Services, LLC Full time

    Job Title: Head of Surety UnderwritingWe are seeking a seasoned professional to lead our Surety Underwriting team. As Head of Surety Underwriting, you will be responsible for overseeing all underwriting activity and standards, managing reinsurance relationships, and providing ongoing training across the organization.Key Responsibilities:Help field...


  • Hartford, Connecticut, United States THE TRAVELERS INDEMNITY COMPANY Full time

    About the OpportunityThe Travelers Indemnity Company is seeking a highly skilled Senior Casualty E&S Underwriter to join our team. As a key member of our Northfield Excess & Surplus (E&S) Brokerage, you will partner with wholesale brokers to provide primary property and general liability coverage for new and renewal business based on customers' needs.This is...


  • Hartford, Connecticut, United States The Hartford Full time

    Underwriting Director, Complex Liability SolutionsThe Hartford is seeking an experienced Underwriting Director to lead our Complex Liability Solutions team. As a key member of our underwriting leadership, you will be responsible for developing and implementing underwriting strategies that drive profitable growth and identify new market opportunities.Key...


  • Hartford, New York, United States Utica National Insurance Group Full time

    Job Title: Head of Underwriting OperationsAt Utica National Insurance Group, we are seeking a highly skilled and experienced professional to lead our Underwriting Operations team. As the Head of Underwriting Operations, you will be responsible for overseeing all rating and underwriting processes and functions for the Enterprise Revenue Organization.Key...


  • Hartford, Connecticut, United States The Hartford Full time

    Position OverviewThe Complex Liability Solutions Underwriting Director will play a key role in driving strategic planning and underwriting strategy to identify profitable market opportunities.This role will be responsible for developing and implementing underwriting guidelines, training underwriters, and mentoring them on technical insurance skills and...


  • Hartford, Connecticut, United States Ascot Group Full time

    Job SummaryAscot Group is seeking a skilled underwriter to join our team in the United States. As a Casualty Facultative Reinsurance Underwriter, you will be responsible for prequalifying, underwriting, and pricing new and renewal business submissions.You will work closely with our distribution partners to provide excellent service and develop a rolling...


  • Hartford, Connecticut, United States IFG Companies Full time

    Job SummaryThe Primary Casualty Underwriter is responsible for developing and managing a profitable book of primary casualty business on behalf of IFG Companies. This experienced underwriter will develop strong relationships with wholesale producers to ensure high-quality submission opportunities.Key ResponsibilitiesEvaluate submissions for new and renewal...