Community Banker

2 weeks ago


South Lake Tahoe, California, United States Simmons bank Full time
Job Title: Community Banker I

We are seeking a highly motivated and experienced Community Banker I to join our team at Simmons First National Corporation. As a Community Banker I, you will be responsible for acquiring, growing, and retaining commercial, 1 to 4 family residential, and some consumer loans, as well as cross-selling the bank's other business lines in community markets through a relational business development plan.

Key Responsibilities:
  • Sell prospects and customers through relational selling in a trusted advisor role to assist them in recognizing opportunities and risks while helping them accomplish their goals through their use of Bank's products and services.
  • Establishes and negotiates the terms under which commercial credit will be extended, including cost, risk, and profitability, determining the method, schedule, and collateral requirements.
  • Reviews and analyzes financial information to determine a customer's creditworthiness.
  • May present recommendations to loan committee and exhibits a deep understanding of credits presented.
  • Responsible for the profitability of all commercial relationships within portfolio.
  • Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies.
  • Adheres to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
  • Communicates and negotiates with each applicant the terms under which consumer credit underwriting has determined that credit will be extended, including costs, repayment method, and schedule, and collateral requirements.
  • Becomes active in the community through membership in business organizations, community events, and/or non-profit organizations where one can be in a position to advance the reputation of the Bank.
  • Ability to meet individual goals and contribute in a team-oriented environment to ensure departmental and Bank-wide goals are met. Sets and achieves challenging goals without direct supervision and contributes to a positive team spirit.
  • Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies, and procedures as applicable to this position, including completion of required compliance training.
Requirements:
  • A Bachelor's degree in business, finance, or a related field, or relevant job experience is preferred.
  • One to two years of lending experience with basic sales skills are preferred.
  • Experience in the local market is required for a better understanding of the lending environment and potential customer base.
  • MS Office programs and proficiency in lending computer software are required.
  • NMLS certification is required.

Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability, or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.


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