Community Banker I

1 month ago

Lake Village, United States Simmons bank Full time

It's fun to work in a company where people truly BELIEVE in what they're doing

We're committed to bringing passion and customer focus to the business.

The Community Banker I is focused on acquiring, growing, and retaining commercial, 1 to 4 family residential and some consumer loans along with cross selling the bank’s other business lines in community markets through a relational business development plan. Key measurements of success are net new loan and deposit growth, fee income, referrals to other lines of business and portfolio management including asset quality. Officers in this position are expected to manage a portfolio up to $20M with large number of loans. This position typically resides in markets of MSA’s under 500,000. 

Essential Duties and Responsibilities

Sell prospects and customers through relational selling in a trusted advisor role to assist them in recognizing opportunities and risks while helping them accomplish their goals through their use of Bank’s products and services. Establishes and negotiates the terms under which commercial credit will be extended including cost, risk, and profitability determining the method, schedule and collateral requirements. Reviews and analyzes financial information to determine a customer’s creditworthiness. May present recommendations to loan committee and exhibits a deep understanding of credits presented. Responsible for the profitability of all commercial relationships within portfolio. Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies. Adheres to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits. Communicates and negotiates with each applicant the terms under which consumer credit underwriting has determined that credit will be extended, including costs, repayment method and schedule and collateral requirements. Become active in the community through membership in business organizations, community events and/or non-profit organizations where one can be in a position to advance the reputation of the Bank.  Ability to meet individual goals and contribute in a team oriented environment to ensure departmental and Bank wide goals are met. Sets and achieves challenging goals without direct supervision and contributes to a positive team spirit. Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training. Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills

Well-developed interpersonal and negotiating skills are required. Excellent written and verbal communication skills. Basic accounting, credit, and sales skills. Detail oriented and proven ability to multi-task. Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations Ability to read, analyze and interpret financial report and/or legal documents. Ability to write routine reports and business correspondence Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public and/or boards of directors

Education and/or Experience

A Bachelor’s degree in business, finance, related field, or relevant job experience is preferred.  One to two years lending experience with basic sales skills are preferred. Experience in the local market required for better understanding of the lending environment and potential customer base.

Computer Skills  

MS Office programs Proficiency in lending computer software

Certificates, Licenses, Registrations  

NMLS required.

Other Qualifications (including physical requirements)

Analytical – ability to collect data and use experience and skill set to make credit decisions Oral – Possesses the ability to speak clearly and persuasively in all situations. Responds clearly to questions and demonstrates presentations skills. Written – Written material is informative, edits work for spelling and grammar

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.

  • Personal Banker Associate I

    3 weeks ago

    Lake Worth Beach, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Personal Banker Associate I

    3 weeks ago

    Lake Worth Beach, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Personal Banker Associate I

    2 months ago

    Lake Worth Beach, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Personal Banker Associate I

    3 weeks ago

    Lake Worth Beach, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Community Banker I

    7 days ago

    South Lake Tahoe, California, United States Simmons bank Full time

    Job SummaryWe are seeking a highly skilled and motivated Community Banker I to join our team at Simmons Bank. As a key member of our commercial lending team, you will be responsible for acquiring, growing, and retaining commercial, 1 to 4 family residential, and consumer loans, as well as cross-selling our other business lines in community markets.Key...

  • PT Universal Banker I Lake Arthur

    2 months ago

    Lake Arthur, United States JD Bank Full time

    Summary: A Universal Banker performs a variety of duties to provide existing and potential customers with efficient and accurate services. An employee in this position may be required to perform Customer Service Representative, Teller, and Loan Associate duties. More than one duty is required to be classified as a Universal Banker. Responsibilities: Must...

  • Personal Banker

    3 months ago

    Salt Lake City, United States Utah First Credit Union Full time

    Job DescriptionJob DescriptionPersonal BankerUtah First Credit Union is seeking to add a 40-hour per week Personal Banker to the team at our Salt Lake, Utah branches. This individual provides exceptional service and strives to improve our customers' financial lives by cross-selling products and services as well as producing loans. The schedule for the...

  • PT Universal Banker I Lake Arthur

    3 months ago

    Lake Arthur, United States JD Bank Full time

    Job DescriptionJob DescriptionSummary:A Universal Banker performs a variety of duties to provide existing and potential customers with efficientand accurate services. An employee in this position may be required to perform Customer ServiceRepresentative, Teller, and Loan Associate duties. More than one duty is required to be classified as aUniversal...

  • Personal Banker Associate I

    2 months ago

    Lake Zurich, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Personal Banker Associate I

    1 month ago

    Lake Zurich, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Banker

    2 weeks ago

    Mohegan Lake, United States Apple Bank Full time

    Job DescriptionMohegan Lake, New YorkSalary range: $21.98/hr - $35.72/hrThe Universal Banker (UB) acts as a full service, single point of contact for Apple Bank clientele by providing prompt, courteous, and efficient service to new and existing customers through the processing of monetary and account related transactions. The UB position is a hybrid role...

  • Banker

    2 weeks ago

    Mohegan Lake, United States Apple Bank Full time

    Job DescriptionMohegan Lake, New YorkSalary range: $21.98/hr - $35.72/hrThe Universal Banker (UB) acts as a full service, single point of contact for Apple Bank clientele by providing prompt, courteous, and efficient service to new and existing customers through the processing of monetary and account related transactions. The UB position is a hybrid role...

  • Universal Banker I

    4 days ago

    Lake Arthur, Louisiana, United States JD Bank Full time

    Position OverviewSummary:The Universal Banker plays a crucial role in delivering comprehensive banking services to both current and prospective clients. This position encompasses various responsibilities, including those of a Customer Service Representative, Teller, and Loan Associate, ensuring a well-rounded service experience.Key Responsibilities:Maintain...

  • Universal Banker I

    1 week ago

    Lake Arthur, Louisiana, United States JD Bank Full time

    Job OverviewPosition Summary:A Universal Banker is responsible for a range of tasks aimed at delivering prompt and precise services to both current and prospective clients. This role encompasses responsibilities typically associated with Customer Service Representatives, Tellers, and Loan Associates, requiring versatility in various banking functions.Key...

  • Universal Banker I

    1 week ago

    Lake Arthur, Louisiana, United States JD Bank Full time

    Job OverviewPosition Summary:A Universal Banker is responsible for a diverse range of tasks aimed at delivering exceptional service to both current and prospective clients. This role encompasses responsibilities typically associated with Customer Service Representatives, Tellers, and Loan Associates, necessitating proficiency in multiple areas.Key...

  • Universal Banker I

    1 month ago

    Lake Charles, United States First Federal Bank of Louisiana Full time

    Job DescriptionJob DescriptionFirst Federal Bank of Louisiana is currently seeking a Universal Banker I at our Nelson Office, located in Lake Charles, LA. About UsFirst Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 16 branches serving 11 communities in Louisiana,...

  • Universal Banker I

    1 week ago

    Lake Charles, United States First Federal Bank Full time

    First Federal Bank of Louisiana is currently seeking a Universal Banker I at our McNeese Office, located in Lake Charles, LA.About Us First Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 16 branches serving 11 communities in Louisiana, we are proud to offer our...

  • Universal Banker I

    1 month ago

    Lake Charles, United States First Federal Bank of Louisiana Full time

    Job DescriptionJob DescriptionFirst Federal Bank of Louisiana is currently seeking a Universal Banker I at our McNeese Office, located in Lake Charles, LA. About UsFirst Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 16 branches serving 11 communities in Louisiana,...

  • Client Relationship Specialist I

    4 days ago

    Salt Lake, Utah, United States Community Banks of Colorado Full time

    Overview: At Community Banks of Colorado, we prioritize fostering robust connections with our clientele and the wider community. As a Relationship Banker I, you will be instrumental in delivering outstanding client support while championing financial inclusivity and diversity.Key Responsibilities:Establish and nurture connections with clients and...

  • Client Relationship Specialist I

    4 days ago

    Salt Lake, Utah, United States Community Banks of Colorado Full time

    Overview: At Community Banks of Colorado, we prioritize fostering robust connections with our clientele and the surrounding community. As a Relationship Banker I, you will be instrumental in delivering outstanding client support while championing financial equity and diversity.Key Responsibilities:Establish and nurture relationships with clients and...