Consumer Loan Specialist
4 days ago
Job Summary
The Massachusetts Institute of Technology is seeking a highly skilled Consumer Loan Underwriter to join our team. As a key member of our lending department, you will be responsible for reviewing and approving consumer loan applications, ensuring compliance with regulatory requirements and company policies.
Key Responsibilities
- Review and approve consumer loan applications, ensuring that all necessary documentation is complete and accurate.
- Conduct thorough credit analyses and make informed lending decisions.
- Collaborate with loan officers and other stakeholders to ensure a smooth loan origination process.
- Maintain up-to-date knowledge of regulatory requirements, including the Equal Credit Opportunity Act, Truth in Lending Compliance, and Fair Credit Reporting Act.
- Develop and maintain relationships with members, providing exceptional customer service and support.
- Work closely with the consumer loan specialist to ensure efficient loan processing and approval.
- Perform other duties as assigned by management.
Requirements
- Bachelor's degree in a related field, such as finance, business, or economics.
- At least two years of experience in the banking or credit union industry, with a focus on lending and credit analysis.
- Excellent analytical, problem-solving, and communication skills.
- Ability to work independently and as part of a team, with a strong attention to detail and organizational skills.
- Proficiency in MS Office and loan databases.
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