Lead Risk Evaluator

2 weeks ago


Baton Rouge, Louisiana, United States Unum Full time
Position Overview:
The Senior Underwriter is responsible for demonstrating exceptional risk assessment, selection, and retention of profitable business within designated authority limits. This role necessitates a strong collaborative approach with Company sales teams, brokers, and various internal stakeholders.

Key Responsibilities:
  • Engage with sales and service partners to identify products and plan options that align with customer needs.
  • Assess and select risks to ensure the profitable acquisition of new cases and the effective retention of existing cases.
  • Conduct thorough risk evaluations on all cases to ensure compliance with business guidelines, target profits, and performance metrics.
  • Identify and analyze risk trends, providing recommendations for improvement.
  • Maintain comprehensive knowledge of the Company's offerings, sales processes, implementation, enrollment procedures, and market influences.
  • Deliver reliable, accurate, and timely service while fostering relationships with both internal and external partners.
  • Support the training and development of junior underwriters through mentoring and technical guidance.

Qualifications:
  • Proven proficiency at the Underwriter level.
  • In-depth understanding of product provisions, plan designs, pricing, and contractual benefits.
  • Strong technical expertise in risk selection.
  • Clear understanding of financial objectives.
  • Solid knowledge of sales and distribution processes along with market trends.
  • Effective mentoring and coaching abilities.
  • Strong analytical and critical thinking skills.
  • Excellent verbal and written communication skills.
  • Strong organizational capabilities with the ability to manage multiple priorities.
  • Ability to persuade and negotiate effectively.
  • Demonstrated capacity to work independently and collaboratively within a team.
  • Commitment to quality and personal accountability for results.

Company:
Unum

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.



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