BSA Compliance Specialist
2 weeks ago
The landscape of employee benefits is in need of transformation. Organizations allocate substantial resources each year on benefits that do not resonate with employees or see regular utilization. Established in 2017, The Ladders aims to redefine this model by moving away from conventional, uniform strategies.
The Ladders' adaptable benefits platform empowers organizations to provide attractive benefits packages while minimizing expenses and inefficiencies, allowing employees greater autonomy and flexibility in utilizing their benefit allowances. This platform also alleviates the burden on HR teams, saving them countless hours in managing diverse solutions.
With The Ladders, companies can choose from a variety of offerings, including Lifestyle Spending Accounts, Health Spending Accounts, Health Reimbursement Arrangements, Flexible Spending Accounts, and more, to create and implement tailored benefits programs—all through a unified platform. Employees can then utilize their account funds in three ways: The Ladders Store featuring discounted products and services, The Ladders Visa Card, or by submitting reimbursement claims supported by The Ladders' exceptional member support team.
The Ladders has partnered with numerous esteemed organizations, assisting them in crafting and managing flexible, inclusive benefits programs for nearly a million employees. The company boasts impressive metrics, including a 98% customer retention rate, a 75 NPS, and a 98 CSAT rating from members.
Backed by prominent investors, The Ladders has garnered multiple accolades for its rapid growth, innovative software solutions, and recognition as a top workplace.
About the Role
The Compliance Officer will be responsible for developing and executing The Ladders' compliance framework to adhere to banking and regulatory standards, while also facilitating the organization's growth and product advancements. This role involves creating, implementing, and overseeing essential components of a comprehensive regulatory compliance program. You will formulate a strategic plan for the rollout of initiatives, ensuring all key stakeholders are engaged in the delivery process, and managing execution in an agile, risk-focused manner. You will oversee The Ladders' policies and procedures and act as the BSA officer for external obligations. This position is a player-coach role with potential for future expansion and leadership of the compliance team.
Your Responsibilities
- Develop and enforce policies and procedures to ensure adherence to the BSA, Anti-Money Laundering (AML) regulations, and other relevant compliance requirements.
- Create a thorough compliance program that encompasses risk assessments, training, and monitoring.
- Oversee transaction monitoring for suspicious activities that may indicate money laundering, terrorist financing, or other illicit actions.
- Prepare Unusual Activity Reports (UAR) for banking partners regarding potential Suspicious Activity Reports (SAR) filings.
- Deliver training on BSA/AML regulations and the organization's policies and procedures.
- Conduct regular audits and independent evaluations of the BSA/AML compliance program to assess its effectiveness.
- Serve as the primary liaison with regulatory agencies and banking partners concerning BSA/AML matters.
- Maintain detailed records of compliance activities, including training sessions, audits, reports, and actions taken in response to suspicious activities.
- Perform periodic risk assessments to identify and evaluate the organization's vulnerabilities to money laundering and financial crimes.
- Report to senior management and the board on the status of the BSA/AML compliance program.
- In-depth knowledge of the Bank Secrecy Act, Anti-Money Laundering (AML) laws, USA PATRIOT Act, and other pertinent regulations and guidelines.
- Familiarity with global AML standards, such as those established by the Financial Action Task Force (FATF).
- Capability to analyze complex data, recognize patterns, and identify unusual or suspicious activities.
- Proficiency in compliance and transaction monitoring systems.
- Meticulous attention to detail to ensure precise reporting and documentation.
- Ability to scrutinize transactions and customer behaviors for signs of potential non-compliance.
- Exceptional written and verbal communication skills to effectively convey compliance requirements and findings to various stakeholders.
- Capability to provide training and education to staff on BSA/AML topics.
- Aptitude for identifying compliance issues and formulating solutions to mitigate risks.
- Critical thinking skills to navigate complex regulatory challenges.
- Familiarity with financial compliance software and systems utilized for transaction monitoring and reporting.
- Basic understanding of data analysis tools and techniques.
- Ability to conduct risk assessments and devise risk mitigation strategies.
- Awareness of the risk landscape associated with money laundering and financial crimes.
- 5-7 years of experience in a compliance role, ideally within the financial services sector.
- Prior experience specifically in BSA/AML compliance or financial crime prevention is highly desirable.
- A bachelor's degree in finance, business administration, law, or a related field.
- Advanced degrees or certifications, such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Regulatory Compliance Manager (CRCM).
- Experience collaborating with regulatory agencies or within regulated sectors.
- Experience leading compliance teams or projects, including training and mentoring junior staff.
- Experience conducting audits, investigations, or assessments related to financial compliance.
- Remote-first working environment.
- Medical, dental, and vision insurance plans.
- Employee wellness program.
- One-time home office stipend.
- 401(k) savings plan.
- Flexible PTO policy.
- 12 weeks of Parental Leave + 4 additional weeks for the Birthing Parent.
Responsibilities and duties may not encompass all aspects outlined in the description and may evolve over time at The Ladders' discretion.
-
BSA Compliance Specialist
2 weeks ago
Young America, United States The Ladders Full timeAbout The Ladders The landscape of employee benefits is evolving. Organizations invest significantly in benefits that may not resonate with their workforce. Established in 2017, The Ladders aims to redefine this paradigm by moving away from traditional, uniform solutions. Our innovative benefits platform empowers organizations to create attractive benefits...
-
BSA Compliance Specialist
2 weeks ago
Young America, United States The Ladders Full timeAbout The Ladders The employee benefits landscape is in need of transformation. Organizations allocate substantial resources annually on benefits that employees often overlook or underutilize. Established in 2017, The Ladders aims to redefine this model by challenging conventional, uniform strategies. The Ladders' adaptable benefits platform empowers...
-
BSA Compliance Officer
3 weeks ago
Young America, United States The Ladders Full timeAbout Forma The market for employee benefits is broken. Companies spend millions annually on employee benefits that employees neither value nor regularly use. Founded in 2017, Forma set out to build a better model by challenging traditional one-size-fits-all approaches. Forma's flexible benefits software helps companies offer competitive benefits packages...
-
Senior Tax Specialist II
3 weeks ago
Young America, United States The Ladders Full timeJob DescriptionJob Title: Senior Tax Specialist II Reports to: Head of Tax, Americas Job Location: Los Angeles, CA, USA Job Status: Exempt About SHEIN SHEIN is a global online fashion and lifestyle retailer, offering SHEIN branded apparel and products from a global network of vendors, all at affordable prices. Headquartered in Singapore, with more than...
-
Exam Assistance Specialist
4 days ago
Young America, United States Oceanic Solutions Full timeAbout the RoleWe are seeking a highly skilled Exam Assistance Specialist to join our team at Oceanic Solutions. As a Tax Consulting Expert, you will play a critical role in the preparation and review of commercial and tax annual financial statements for capital and partnership companies.Key ResponsibilitiesPrepare and review financial statements for...
-
Implementation SOW
2 months ago
Young America, United States The Ladders Full timeAbout Us UJET is reimagining the contact center for modern consumers and brands. Our one-of-a-kind architecture delivers an entirely new foundation for security, reliability, and scale across customer service operations. A full voice and digital engagement suite is complemented by powerful AI and advanced analytics capabilities, and easy-to-use, intuitive...
-
Project Management Specialist
2 weeks ago
Young America, United States The Ladders Full timePosition Overview The role is situated within the Project Management Office of The Ladders, which is dedicated to providing comprehensive financial and administrative assistance for the management of various capacity development initiatives. This office plays a crucial role in supporting the organization’s projects, ensuring effective utilization of...
-
Vice President of Mortgage Servicing Oversight
2 weeks ago
Young America, United States The Ladders Full timePOSITION SUMMARY: The Vice President of Mortgage Servicing Oversight will spearhead the strategic vision and implementation of oversight functions for mortgage servicing operations. This role is accountable for ensuring adherence to regulatory and Government-Sponsored Enterprise (GSE) standards, managing operational risks, and enhancing the efficiency and...
-
Lead Credit Specialist
2 months ago
Young America, United States The Ladders Full timeAbout Lionpoint Lionpoint, a part of Alpha Group, is a fast-growing global consulting firm, focused on leading digital and operational transformation projects for the alternative investment industry (consisting of private equity, real estate, private debt, credit, and infrastructure). We are known for our expertise, innovation, and commitment to delivering...
-
Sr. Marketing Operations Specialist
2 weeks ago
Young America, United States Kraken Crypto Exchange Full timeBuilding the Future of Crypto Our Krakenites are a world-class team with crypto conviction, united by our desire to discover and unlock the potential of crypto and blockchain technology. What makes us different? Kraken is a mission-focused company rooted in crypto values. As a Krakenite, you'll join us on our mission to accelerate the global adoption of...
-
Enterprise Financial Solutions Advisor
2 weeks ago
Young America, United States The Ladders Full timeJob OverviewSummary:We are in search of a proficient Enterprise Financial Solutions Advisor to enhance our team. As a specialist in Enterprise Performance Management (EPM), you will be responsible for the maintenance, configuration, and support of essential enterprise financial systems, ensuring compliance with accounting standards, regulatory reporting...
-
Technical Account Specialist
4 weeks ago
America, United States Solenis Full timeSolenis is a leading global producer of specialty chemicals focused on delivering sustainable solutions for water-intensive industries, including consumer, industrial, institutional, food and beverage, and pool and spa water markets. Owned by Platinum Equity, the company's product portfolio includes a broad array of water treatment chemistries, process aids,...
-
School-Based Therapy Specialist
2 weeks ago
Young, Arizona, United States Care Options for Kids Full timeSchool-Based Therapy Specialist - Join Our TeamIf you are dedicated to enhancing the lives of children through therapeutic services, this role may align perfectly with your aspirations.Position Overview:Deliver comprehensive occupational therapy to children in educational settingsAssess students' fine motor skills and sensory processing abilitiesWork...
-
Senior Accounting Specialist
1 week ago
Norwood Young America, United States A People Revolution Full timeJob OverviewPosition SummaryThe Financial Operations Associate plays a crucial role in the Accounting department, overseeing daily financial activities, ensuring adherence to accounting standards, and supporting the monthly financial closing and reporting processes for various business divisions.Key ResponsibilitiesRegulatory Compliance: Guarantee that all...
-
Senior Accounting Specialist
1 week ago
Norwood Young America, United States A People Revolution Full timeJob OverviewPosition SummaryThe Financial Operations Associate plays a crucial role in the Finance division by overseeing daily accounting functions, ensuring adherence to financial regulations, and aiding in the preparation of monthly financial statements for various departments.Key ResponsibilitiesRegulatory Compliance: Guarantee that all financial...
-
Senior Accounting Specialist
2 weeks ago
Norwood Young America, United States A People Revolution Full timeJob OverviewPosition SummaryThe Financial Operations Accountant plays a vital role in the Finance division, overseeing daily accounting functions, ensuring adherence to financial regulations, and aiding in the monthly financial close and reporting processes for various operational units.Key ResponsibilitiesRegulatory Compliance: Guarantee that all financial...
-
Sales Associate, Surgical Pain Specialist
4 days ago
Young, Arizona, United States Avanos Medical Full timeAbout the RoleWe are seeking a highly motivated and experienced Sales Associate to join our team at Avanos Medical. As a Sales Associate, you will play a critical role in supporting and maintaining existing product utilization and sales revenue for our Surgical Pain customers, while identifying growth opportunities in designated geography.Key...
-
Billing Operations Specialist
2 weeks ago
Young, Arizona, United States Sonora Quest Full timePrimary Location:Tucson, ArizonaDepartment:LTC Client Billing-Ref LabShift:DayJob Category:Revenue Cycle ManagementPOSITION OVERVIEWThis role is pivotal in overseeing the billing interactions with Laboratory Sciences/Sonora Quest Laboratories, as well as all internal and external stakeholders. The objective is to enhance, educate, and resolve any...
-
Pediatric Speech Language Pathologist
2 weeks ago
Young, Arizona, United States Care Options for Kids Full timeCare Options for Kids: Pediatric Speech Language PathologistThis position is tailored for professionals interested in providing school-based speech and language services. Candidates are encouraged to thoroughly complete all application inquiries to reflect their location and preferred working model.Position Overview:The role of the Pediatric Speech Language...
-
Traveling Rehabilitation Therapist
2 weeks ago
Young Harris, Georgia, United States Triage Staffing Full timePosition Overview:Triage Staffing is currently seeking a traveling Rehabilitation Therapist for an exciting opportunity.Job Specifications:Specialty: Rehabilitation TherapyDiscipline: Therapy ServicesEmployment Type: Travel AssignmentDuration: 13 weeksWeekly Hours: 40 hoursShift: 8-hour shifts, nightsLocation: Young Harris, GeorgiaKey Responsibilities:-...