Commercial Credit Risk Analyst
2 days ago
{"h1": "Commercial Credit Underwriter Job Description", "p": "At Banesco USA, we are seeking a highly skilled Commercial Credit Underwriter to join our Credit Analysis business unit. As a Commercial Credit Underwriter, you will be responsible for assessing the financial condition, repayment capacity, and risks associated with commercial real estate and commercial and industrial loans.
Responsibilities:
* Perform underwriting of new and existing commercial real estate and commercial and industrial loans to assess financial condition, repayment capacity, and risks.
* Conduct real estate cash flow analysis, global cash flow analysis, and assess the financial condition of guarantors.
* Perform underwriting of new and existing business loans to assess financial condition, operating performance, and repayment capacity.
* Obtain necessary information in a timely manner from lending officers and other officers of the bank.
* Comply with and adhere to the Bank's Credit Policy.
* Complete annual training program assigned.
Requirements:
* Bachelor's degree in Business and/or Finance or equivalent experience.
* Seven (7) years of experience in the Banking industry as a Credit Underwriter in C&I, CRE, and ABL lending.
* Advanced computer skills, including proficiency in Microsoft Office (Word, Excel, PowerPoint, etc.).
* Advanced knowledge of financial spreadsheet software.
* Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as well as specialized loans.
* Knowledge of lending activities, including credit policies, procedures, practices, and techniques.
* Knowledge of related State and Federal banking compliance regulations.
* Strong verbal and written communication skills, ability to communicate at all levels of the organization.
* Strong attention to detail and accuracy.
* Ability to multi-task, with strong organization, time-management, and prioritizing skills.
* Customer service skills, ensuring satisfaction of both internal and external customers.
* Ability to read, analyze, and interpret general business periodicals, professional journals, and technical procedures.
* Ability to understand and comprehend instructions, procedures, and policies ensuring compliance with the Bank's policies and procedures.
* Problem-solving and analytical skills to identify problems and present them to the appropriate parties.
* Advanced mathematical skills, including ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals; identify routine mathematical errors; compute rate, ratio, and percent.
Benefits:
* Competitive base salary, plus variable compensation.
* PTO.
* Hybrid Work Model (remote and on-site work).
* Tuition Reimbursement.
* Paid Parental Leave.
* Medical, Dental, Vision.
* 401k.
* Life Insurance.
* Supplemental Insurances.
* Short-Term & Long-Term Disability.
About Us:
Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries.
As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world.
Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark.
At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.
#LI-HYBRID"}
-
Senior Commercial Credit Analyst
3 weeks ago
Miami, Florida, United States First BanCorp Full timeJob Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in working with the Senior Credit Officer to analyze and underwrite commercial loans, ensuring the bank's credit risk is managed effectively.Key Responsibilities:Conduct thorough credit analysis and underwriting of commercial real estate, multifamily, and business...
-
Commercial Credit Analyst II
2 weeks ago
Miami, Florida, United States First BanCorp Full timeJob Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in the underwriting and credit analysis of commercial real estate, multifamily, and business loans. Your expertise will be essential in determining the feasibility and credit risk of granting loans, ensuring compliance with credit, underwriting standards, and...
-
Commercial Credit Analyst II
6 days ago
Miami, Florida, United States First BanCorp Full timeJob Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in the underwriting and credit analysis of commercial real estate, multifamily, and business loans. Your expertise will be essential in determining the feasibility and credit risk of granting loans, ensuring compliance with credit, underwriting standards, and...
-
Commercial Loan Officer
3 days ago
Miami, Florida, United States Grove Bank & Trust Full timeJob Title: Commercial/CRE Loan OfficerJob Summary:Grove Bank & Trust is seeking a highly skilled Commercial/CRE Loan Officer to join our team. As a key member of our lending department, you will be responsible for managing a commercial loan portfolio, developing new business opportunities, and providing exceptional customer service.Key...
-
Commercial Loan Analyst
4 weeks ago
Miami, Florida, United States Yale Advisors Full timePosition OverviewYale Realty & Capital Advisors is a distinguished firm in the Commercial Real Estate sector, focusing on the brokerage and financing of various property types including Manufactured Housing Communities, Residential Ventures, Multifamily Dwellings, and Self-Storage facilities throughout the United States. We are in search of a Transaction...
-
Insurance Risk Analyst
4 weeks ago
Miami, Florida, United States CareMax Inc Full timePosition OverviewCompany Background:CareMax Inc. is dedicated to delivering exceptional healthcare services with a focus on compassion and respect for our patients. Our mission is to enhance the quality of life for seniors through comprehensive medical care and support. We invite you to join our team and contribute to our vision of health with heart.Role...
-
Commercial Portfolio Manager
3 weeks ago
Miami, Florida, United States Banesco USA Full timeJob DescriptionJob Title: Commercial Portfolio ManagerAbout the Role:Banesco USA is seeking a highly skilled Commercial Portfolio Manager to join our Portfolio Managers business unit. As a key member of our team, you will be responsible for monitoring existing lending relationships, completing annual reviews, and ensuring compliance with all terms of the...
-
Claims Analyst
3 weeks ago
Miami, Florida, United States Lennar Homes Full timeAbout the RoleWe are seeking a highly skilled Claims Analyst to join our Risk Management team at Lennar Homes. As a Claims Analyst, you will play a critical role in protecting the financial assets of our company by analyzing, advising on, and managing Workers' Compensation, General Liability, Property, Builders Risk, and Auto claims.Key...
-
Commercial Lending Portfolio Supervisor
4 weeks ago
Miami, Florida, United States Banesco USA Full timeJob DescriptionPosition Title: Commercial Portfolio ManagerBanesco USA is looking for a Commercial Portfolio Manager to join our Portfolio Management team.Key Responsibilities:Oversee and evaluate existing lending relationships within the assigned portfolio, ensuring timely completion of annual, semi-annual, or quarterly reviews. Prepare monthly Watch List...
-
Data Entry Specialist
3 days ago
Miami, Florida, United States 1st Commercial Credit, LLC Full timeJob OverviewWe are seeking a detail-oriented and efficient Data Entry Keyer to join our team at 1st Commercial Credit, LLC. The ideal candidate will be responsible for accurately inputting data into our systems, ensuring data integrity, and maintaining confidentiality.Key ResponsibilitiesData Entry: Accurately input data into various databases and systems,...
-
Miami, Florida, United States airbus Full timeJob Description:Accounts Payables Coordinator and Credit Management OfficerThe Accounts Payables Coordinator & Credit Management Officer reports to the Head of Finance and is responsible for providing financial, administrative, and clerical support to the organization. This role involves negotiating and managing payment arrangements with debtors to recover...
-
Commercial Real Estate Internship Opportunity
3 weeks ago
Miami Beach, Florida, United States Starwood Property Full timeAbout the Role:The Summer Analyst position at Starwood Property Trust is an 8-week commercial real estate and structured finance internship opportunity. This role provides a unique chance to gain hands-on experience in the industry and work with a talented team of professionals.Key Responsibilities:Assist full-time Rotational Analysts in commercial real...
-
Insurance Risk Analyst
1 week ago
Miami, Florida, United States Swift Staffing Group Full timeInsurance Underwriter RoleWe are seeking a skilled Insurance Underwriter to evaluate and analyze insurance applications, assess risk factors, and determine appropriate premium rates.Key Responsibilities:Evaluate insurance applications to determine coverage risks and potential losses.Assess risk factors associated with insuring individuals or businesses,...
-
Business Analyst
3 weeks ago
Miami, Florida, United States RxLogix Corporation Full timeJob DescriptionCompany OverviewRxLogix Corporation is a technology-driven pharmaceutical company specializing in advanced data analytics, signal detection, evaluation, signal management, and benefit-risk assessment for Pharmacovigilance and Risk Management professionals. Our PV Surveillance Suite platform, comprising PV Reports, PV Signal, PV Analytics, and...
-
Commercial Loan Specialist
2 weeks ago
Miami, Florida, United States First Citizens Bank Full timeJob SummaryWe are seeking a highly skilled Commercial Loan Specialist to join our team at First Citizens Bank. As a Commercial Loan Specialist, you will be responsible for managing commercial loan documentation, ensuring accuracy and compliance with bank standards and regulations.Key ResponsibilitiesLoan Closing: Coordinate all aspects of the commercial loan...
-
Claims Analyst
3 weeks ago
Miami, Florida, United States Del Monte Fresh Produce Company NA Inc Full timeJob SummaryDel Monte Fresh Produce Company NA Inc is seeking a highly skilled Claims Analyst to join our team. As a Claims Analyst, you will play a critical role in researching open invoices and processing pending open claims in a timely manner.Key Responsibilities:Review and research deductions on customers to ensure compliance with company policies and...
-
Senior Risk Management Specialist
5 days ago
Miami, Florida, United States Aligned Solutions Full timeJob Title: Senior Risk AnalystAligned Solutions is seeking a highly skilled Senior Risk Analyst to join our team. As a key member of our risk management department, you will be responsible for overseeing the analysis, assessment, and management of risks across our insurance programs.Key Responsibilities:Risk Assessment and Analysis: Conduct in-depth analysis...
-
Senior Risk Management Specialist
3 days ago
Miami, Florida, United States Aligned Solutions Full timeJob Title: Senior Risk AnalystAligned Solutions is seeking a highly skilled Senior Risk Analyst to join our team. As a key member of our risk management department, you will be responsible for overseeing the analysis, assessment, and management of risks across our insurance programs.Key Responsibilities:Risk Assessment & Analysis: Conduct in-depth analysis...
-
Commercial Banking Advisor
4 weeks ago
Miami Beach, Florida, United States City National Bank Full timeOverview:As a vital member of our team, you will cater to small enterprises with annual revenues ranging from $250,000 to $5 million, delivering a wide array of financial solutions tailored to our clients' needs. Your role will encompass meeting and exceeding customer expectations by promoting and selling the Bank's offerings, enhancing deposits and fee...
-
Business Analyst
3 weeks ago
Miami, Florida, United States Talan Full timeJob OverviewTalan, a leading international consulting group in innovation and transformation through technology, is seeking a skilled Murex Business Analyst to join our team. As a key member of our Finance engineering team, you will play a crucial role in the implementation of a major project, focusing on the lifecycle management of various financial...