Current jobs related to Commercial Lending Portfolio Supervisor - Miami, Florida - Banesco USA


  • Miami, Florida, United States Amerantbank Full time

    Job DescriptionAmerantbank is seeking a highly skilled Commercial Loan Portfolio Specialist to join our team. As a key member of our lending department, you will be responsible for assisting Relationship Managers and Portfolio Officers with the administrative functions and responsibilities of developing and maintaining a portfolio of commercial loans and...


  • Miami, Florida, United States Helm Bank Full time

    Job SummaryWe are seeking a highly skilled and experienced Assistant Lending Manager to join our team at Helm Bank USA. As a key member of our lending division, you will be responsible for overseeing the processing and closing of all commercial loan products and portfolio loan purchases.Key Responsibilities:Process and close all commercial loan products,...

  • Portfolio Associate

    7 days ago


    Miami, Florida, United States First BanCorp Full time

    Job DescriptionJob Title: Associate Portfolio ManagerJob Summary:The Associate Portfolio Manager plays a crucial role in the financial services team, working closely with senior financial managers to develop and implement investment strategies that drive growth and profitability for the organization.Key Responsibilities:Coordinate with internal and external...


  • Miami, Florida, United States First Bancorp Full time

    Job Summary:The Associate Portfolio Manager plays a crucial role in the financial services industry, working closely with clients to provide expert investment advice and portfolio management services. This role requires a strong understanding of financial markets, economic trends, and investment strategies.Key Responsibilities:Coordinate with internal and...


  • Miami, Florida, United States Helm Bank Full time

    Job OverviewWe are seeking a highly skilled and experienced Assistant Lending Manager to join our team at Helm Bank USA. As a key member of our lending division, you will play a critical role in supporting the processing and closing of all commercial loan products and portfolio loan purchases.Key Responsibilities:Oversee the processing and closing of all...


  • Miami, Florida, United States First Bancorp Full time

    Job Summary:As a Portfolio Associate at First Bancorp, you will work closely with senior financial managers to develop and implement investment strategies that drive growth and profitability. Your expertise in financial analysis and portfolio management will be instrumental in identifying opportunities and mitigating risks. You will be responsible for...


  • Miami, Florida, United States First BanCorp Full time

    Associate Portfolio Manager Job Summary:The Associate Portfolio Manager is responsible for working with various organizations in the financial and investment sectors. This role involves advising clients on suitable investment options and providing guidance on financial plans to support the growth of the organization. The Associate Portfolio Manager works...


  • Miami, Florida, United States Grove Bank & Trust Full time

    Job SummaryGrove Bank & Trust is seeking a skilled Commercial Loan Officer to contribute to the growth and profitability of the bank through the development and maintenance of commercial loan accounts and relationships.Key ResponsibilitiesManage a commercial loan portfolio in accordance with applicable laws, regulations, and internal policies and...


  • Miami, Florida, United States Seacoast Bank Full time

    Job DescriptionSeacoast Bank is seeking a highly skilled Commercial Underwriter to support the revenue growth and asset quality of the commercial lending line of business.Key Responsibilities:Analyze financial information on existing and potential customers to assess their financial condition and ability to repay a loan request.Prepare and present financial...


  • Miami, Florida, United States Seacoast Bank Full time

    Job SummaryAs a seasoned Commercial Real Estate Banker II at Seacoast Bank, you will play a critical role in balancing credit quality and loan growth. Your expertise will be essential in monitoring portfolios, identifying potential weaknesses, and proactively working to minimize the bank's exposure and reduce credit risk. You will provide close and personal...


  • Miami, Florida, United States Seacoast Bank Full time

    Job SummaryAs a Commercial Real Estate Banker II at Seacoast Bank, you will be responsible for managing a portfolio of commercial loans and providing close and personal attention to clients. Your goal will be to balance credit quality and loan growth while minimizing the bank's exposure and reducing credit risk.Key ResponsibilitiesMonitor and manage a...


  • Miami, Florida, United States Seacoast Bank Full time

    Job Title: Commercial Banking Coordinator IIAt Seacoast Bank, we are seeking a highly skilled Commercial Banking Coordinator II to join our team. This role will play a critical part in supporting our Commercial Banking client service channel by coordinating the activities of assigned Bankers.Key Responsibilities:Assist Bankers in business development to meet...


  • Miami, Florida, United States First Citizens Bank Full time

    Job Summary:We are seeking a highly skilled Commercial Loan Specialist to join our team at First Citizens Bank. As a key member of our commercial lending team, you will be responsible for managing commercial loan documentation, providing expertise in structuring and documenting new and renewal commercial credits, and ensuring compliance with bank standards...


  • Miami, Florida, United States Sun West Mortgage-Since 1980 Full time

    Job OverviewWe are looking for a Mortgage Lending Specialist to join our organization. In this role, you will assess and authorize the approval of various types of loans, including real estate, commercial, and credit loans.Key Responsibilities:Provide guidance to borrowers regarding their financial situation and payment options.Assist clients throughout the...


  • Miami, Florida, United States First BanCorp Full time

    Job Summary: We are seeking a highly skilled Senior Commercial Credit Analyst to join our team at First BanCorp. The ideal candidate will have a minimum of two years of experience in banking/lending practices and excellent communication skills in English and Spanish.Key Responsibilities:* Conduct thorough credit analysis and underwriting of commercial real...


  • Miami, Florida, United States First BanCorp Full time

    Job SummaryAs a Commercial Credit Analyst II at First BanCorp, you will play a critical role in working with the Senior Credit Officer to analyze and underwrite commercial loans, including multifamily, commercial real estate, and business loans. Your expertise will be essential in determining the feasibility and credit risk of granting loans, ensuring...


  • Miami, Florida, United States First BanCorp Full time

    Job Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in the underwriting and credit analysis of commercial real estate, multifamily, and business loans. Your expertise will help determine the feasibility and credit risk of granting loans, ensuring the bank's lending standards are met.Key Responsibilities:Conduct...


  • Miami, Florida, United States Hut 8 Full time

    About the RoleHut 8 is seeking a highly skilled Director to lead the strategic management and optimization of our AI and Bitcoin mining data centers and power assets.The ideal candidate will have an ownership mentality, capable of navigating complex investments and maximizing returns through operational excellence, commercial deals, and strategic...


  • Miami, Florida, United States First BanCorp Full time

    Job Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in the underwriting and credit analysis of commercial real estate, multifamily, and business loans. Your expertise will be essential in determining the feasibility and credit risk of granting loans, ensuring compliance with credit, underwriting standards, and...


  • Miami, Florida, United States City National Bank Full time

    Job SummaryWe are seeking a seasoned Business Banking Relationship Manager to join our team at City National Bank. As a key member of our commercial lending team, you will be responsible for developing and managing relationships with business banking clients in assigned business segments and geographic areas.Key Responsibilities:Develop and manage...

Commercial Lending Portfolio Supervisor

2 months ago


Miami, Florida, United States Banesco USA Full time
Job Description

Position Title: Commercial Portfolio Manager

Banesco USA is looking for a Commercial Portfolio Manager to join our Portfolio Management team.

Key Responsibilities:

  • Oversee and evaluate existing lending relationships within the assigned portfolio, ensuring timely completion of annual, semi-annual, or quarterly reviews. Prepare monthly Watch List comments and quarterly Adversely Classified Reports as necessary.
  • Maintain comprehensive oversight of ongoing monitoring requirements and client deliverables, ensuring compliance with all loan agreement terms, including (i) Financial Reporting and Covenant Tracking, (ii) Covenant Compliance, (iii) Collateral Monitoring, and (iv) necessary third-party reports and due diligence. Analyze reports such as Financial Statements and Appraisals to confirm compliance.
  • Track tickler requirements and post-closing items, reviewing and resolving financial and documentation exceptions in collaboration with Lenders and Lending Associates.
  • Assess relevant information to determine risk ratings and evaluate the acceptability of prospects and existing credits.
  • Conduct thorough portfolio management to identify early warning signs of credit deterioration, recommending risk rating adjustments as needed. Collaborate with senior management to escalate issues and develop action plans.
  • Work closely with Relationship Managers to structure and underwrite new and existing loan relationships, determining monitoring needs during the underwriting process.
  • Prepare all necessary financial analyses and Executive Summaries, ensuring timely uploads for credit underwriting and approval.
  • Review and synthesize all third-party reports, incorporating essential information into the Executive Summary.
  • Act as a liaison between clients and various bank departments to facilitate efficient processing of renewals and modifications.
  • Coordinate with Loan Operations to ensure all required insurance policies are current and adequately cover the necessary assets.
  • Document borrower interactions with quarterly call memorandums and annual inspections of real estate loans.
  • Monitor past due payments and loan maturities closely to prevent delinquencies exceeding 30 days.
  • Ensure timely dispatch of financial information requests and renewal letters to borrowers.
  • Stay informed on industry trends and analyze specific areas to identify potential risks within the loan portfolio.
  • Complete the annual training program as assigned.
  • Perform additional duties as required.

Qualifications:

  • Education: A Bachelor's Degree is required or equivalent experience.
  • Experience: 5 to 7 years in Credit Underwriting or Portfolio Management.
  • Experience with Commercial & Industrial lending is essential.
  • Advanced understanding of bank policies, credit policy, and compliance regulations.
  • Bilingual proficiency in English and Spanish is preferred.
  • Strong customer service orientation to ensure satisfaction for both internal and external stakeholders.
  • Self-motivated and capable of working independently.
  • Exceptional attention to detail and accuracy.
  • Analytical and problem-solving skills to identify and communicate issues effectively.
  • Excellent verbal and written communication skills, capable of engaging with all organizational levels.
  • Ability to manage multiple tasks with strong organizational and time-management skills.
  • Team-oriented approach to ensure compliance with departmental procedures.
  • Proficient in Microsoft Office and other relevant technologies.
  • Knowledge of state and federal banking compliance regulations.
  • Ability to comprehend and follow instructions, procedures, and policies to ensure compliance with bank standards.

Benefits:

  • Competitive salary
  • Paid Time Off (PTO)
  • Hybrid work model (combination of remote and on-site work)
  • Tuition reimbursement
  • Paid parental leave
  • Medical, Dental, and Vision coverage
  • 401(k) plan
  • Life Insurance
  • Supplemental Insurance options
  • Short-Term and Long-Term Disability Benefits

About Banesco USA:

Banesco USA is part of Banesco International, a global network of financial institutions operating in 16 countries. We are committed to the continuous professional and personal development of our employees, fostering an environment that embraces challenges and adapts to the evolving landscape of the financial industry. Our core values—Reliability, Responsibility, Quality, and Innovation—guide our mission to empower our team members to make meaningful contributions in their roles.

At Banesco USA, our dedicated team is our greatest asset, working collaboratively to establish a world-class organization in a dynamic environment. Join us in our pursuit of excellence.