Loan Officer/Lending Representative

5 days ago


Lincoln, Nebraska, United States Liberty First Credit Union Full time
Job Summary

We are seeking a highly skilled and motivated Loan Officer/Lending Representative to join our team at Liberty First Credit Union. As a key member of our lending team, you will be responsible for providing exceptional service to our members by promoting prudent borrowing and saving activities.

Key Responsibilities
  • Member Service
    • Conduct interviews with members to gather background information for loan applications, maintaining confidentiality and professionalism at all times.
    • Provide financial counseling to members, analyzing their financial needs and making recommendations for credit union products and services.
    • Develop trusting relationships with members to build a strong referral business and promote cross-selling opportunities.
  • Lending and Risk Management
    • Make lending decisions based on thorough analysis of loan applications, ensuring compliance with credit union policies and regulations.
    • Assess creditworthiness and make recommendations for loan approval or denial.
    • Maintain knowledge of all state and federal regulations applicable to lending activities.
  • Product Knowledge and Sales
    • Develop a working knowledge of all credit union products and services, including deposit and lending products.
    • Provide quotes and explanations of loan terms and rates to members.
    • Identify opportunities to cross-sell credit union products and services to members.
  • Communication and Teamwork
    • Communicate effectively with members, colleagues, and management to ensure seamless delivery of lending services.
    • Collaborate with other departments to ensure compliance with credit union policies and procedures.
Requirements
  • 1+ years of sales/customer service experience, with a minimum of 1 year of banking/lending experience preferred.
  • Demonstrated experience in providing financial counseling and positive member relations, with well-developed interpersonal skills.
  • Considerable judgment and problem-solving skills, with the ability to work in a fast-paced environment.
  • High level of sales/service drive and initiative to meet performance goals.
  • Reliable, flexible, and adaptable.
Benefits
  • Competitive salary and benefits package, including health insurance, vision insurance, and 401(k) match.
  • Opportunities for professional growth and development, including tuition reimbursement and training programs.
  • Flexible work arrangements, including flex time and remote work options.
  • Recognition and rewards for outstanding performance, including anniversary awards and gain share plan.


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