Mortgage and Loan Specialist

1 week ago


Pasadena, California, United States E-Central Credit Union Full time
Job Description

We are seeking a highly skilled Loan Officer to join our E-Central Credit Union team. As a key member of our Lending team, you will be responsible for examining, evaluating, and recommending approval of member applications for lines of credit, real estate loans, consumer credit loans, or vehicle loans.

About Us

E-Central Credit Union is committed to providing exceptional service to our members and creating a supportive work environment that fosters personal and professional growth. We offer a competitive compensation package, including incentive payments in addition to the base salary.

Responsibilities
  1. Meet a monthly production requirement by analyzing applicants' financial status, credit, and property evaluation to determine the feasibility of granting a loan.
  2. Collaborate with the Lending team to cross-sell the Credit Union's loan and ancillary products.
  3. Interview loan applicants and request specified information for loan applications; explain payment options and set up repayment schedule with the applicant.
  4. Determine the correct Relationship Pricing and perform due diligence background checks.
Qualifications
  • Minimum two (2) years of experience in consumer lending, preferably in a bank or credit union.
  • Ability to read, analyze, and interpret financial statements, Credit Union policies, and governmental regulations.
  • Exemplary customer service and interpersonal skills to build rapport with new and existing members.
Benefits

A full benefits package includes medical, dental, and vision coverage, Life and LTD coverage, 401(k) retirement plan, and a competitive salary of $20.00 per hour, plus incentives.



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