Financial Analyst III

7 days ago


Ontario, California, United States Citizens Business Bank Full time
About the Role

Citizens Business Bank is seeking a highly skilled Credit Officer III to join our team. As a Credit Officer III, you will be responsible for analyzing financial statements, tax returns, and cash flow analysis for businesses and individuals. You will provide accurate, clear, and concise written credit requests to the bank, and assist in training junior credit officers to improve their credit analysis skills.

Key Responsibilities
  • Comply with and stay up-to-date on all policies and procedures, federal and state laws applicable to the job.
  • Provide exceptional customer service to external and internal customers.
  • Review credit requests for completeness and accuracy.
  • Evaluate credit requests and formulate questions to complete the Report of Credit Extended (RCE).
  • Prepare accurate and concise RCEs.
  • Refer complex credit requests to other bank departments as needed.
  • Discuss credit requests with branch personnel and Credit Management Division.
  • Assist and train junior credit officers to improve their credit analysis skills.
Requirements
  • Bachelor's degree from a four-year college or university, or equivalent combination of education and experience.
  • A minimum of ten years related experience and/or training.
  • Master's degree or equivalent preferred.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
  • Ability to write reports, business correspondence, and procedure manuals.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Working Environment

The work environment is typically moderate, with occasional lifting and/or moving up to 10 pounds. The associate must be able to sit and talk or hear for extended periods, and use hands to finger, handle, or feel.



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