Mortgage Loan Originator

4 days ago


Salt Lake, Utah, United States Zions Bancorporation Full time
About Zions Bancorporation

Zions Bancorporation is a leading financial services company operating in high-growth western markets. We are recognized for our commitment to excellence and our dedication to our customers and employees.

Job Summary

We are seeking a highly skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers, and branches.

Key Responsibilities
  • Solicit and bring in mortgage business for the bank through previous contacts, relationships, and referrals
  • Ensure compliance with regulatory guidelines in the performance of loan originator duties
  • Interview potential applicants to develop information concerning their needs, desires, and other information
  • Obtain and review pertinent financial and credit data
  • Assist customers with information about loan types and interest rate options, locking interest rates as requested by the customer
  • Prepare and send initial disclosures to customers and submit information to automated underwriting software
  • Ensure any re-disclosures are made timely
  • Order appraisals through system, arrange for title search, and obtain necessary documents
  • Communicate with the customer throughout the process and work with processors through closing
  • Originate residential home loans
Qualifications
  • A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience
  • A combination of education and experience may meet requirements
  • Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws, and regulations
  • Ability to successfully solicit loans
  • Good problem-solving skills
  • Ability to work independently
  • Strong interpersonal skills
  • Demonstrated ability to handle multiple priorities
  • Strong verbal and written communication skills
  • Ability to work effectively in a high-pressure environment
  • Ability to work with various types of computer software, including mortgage-specific software
Benefits
  • Medical, dental, and vision insurance - start day one
  • Life and disability insurance
  • Paid parental leave and adoption assistance
  • Health savings (HSA), flexible spending (FSA), and dependent care accounts
  • Paid training
  • Paid time off (PTO) and 11 paid federal holidays
  • 401(k) plan with company match, profit sharing, and competitive compensation in line with work experience
  • Mental health benefits, including coaching and therapy sessions
  • Tuition reimbursement for qualifying employees
  • Employee ambassador preferred banking products


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