Financial Services Credit Supervisor

2 weeks ago


Beckley, West Virginia, United States Schewel Furniture Company, Inc. Full time
Credit Manager

Reports to Store Manager and Credit Supervisor

About Schewels Home:

Schewels Home is a distinguished retail furniture establishment, recognized for delivering high-quality home furnishings, electronics, and appliances. Our dedication to outstanding customer service and satisfaction empowers every family to design their ideal living space with our offerings.

Position Overview:

We are seeking a proactive and proficient Credit Manager to enhance our operations. This role is crucial for upholding the integrity of our financial services by efficiently managing credit and financial activities. The perfect candidate will possess bilingual capabilities in Spanish, allowing us to cater to our diverse clientele more effectively.

Key Responsibilities:
  • Credit Application Evaluation: Assess and authorize credit applications through a meticulous review process to ensure compliance with our approval criteria.
  • Customer Purchase Limit Management: Establish and modify purchase limits for clients based on their creditworthiness to balance risk and profitability.
  • Contract and Invoice Management: Efficiently manage finance contracts and cash sales invoices, ensuring precision in every transaction.
  • Payment Transaction Oversight: Supervise payment processes and maintain accurate financial records, ensuring compliance and security in all operations.
  • Delinquent Account Recovery: Employ direct communication and legal measures as necessary to effectively recover overdue accounts while preserving customer relationships.
  • Asset Repossession Oversight: Manage the repossession and resale of assets from defaulted accounts, ensuring ethical processes and minimizing losses.
Requirements:
  • Demonstrated experience in a credit-related role, preferably within the retail or financial services industries.
  • Bilingual proficiency in Spanish and English, with strong communication skills in both languages, preferred.
  • Thorough understanding of credit management, financial analysis, and risk evaluation.
  • Exceptional interpersonal abilities, capable of effectively engaging with customers and colleagues.
  • Proficiency in MS Office and point-of-sale systems.
  • Detail-oriented with robust analytical and problem-solving capabilities.
  • Able to work independently and collaboratively, managing multiple priorities efficiently.
What We Offer:
  • A competitive salary and comprehensive benefits package.
  • A nurturing work environment.
  • Opportunities for professional advancement and growth.
  • A chance to be part of a reputable, family-oriented organization.


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