Bank Credit Risk Analyst

2 weeks ago


Tampa FL USA, United States USAA Full time
About the Role

We are seeking a highly skilled Credit Risk Analyst to join our team at USAA. As a Credit Risk Analyst, you will play a critical role in identifying and mitigating credit risk across our consumer credit portfolios. You will use advanced analytical techniques to develop and deliver credit strategies, monitor credit performance, and optimize profitable growth within our risk appetite.

This is an exciting opportunity to work in a dynamic and fast-paced environment, collaborating with cross-functional teams to drive business results. You will have the opportunity to work on complex financial risk sensitivity analysis, develop and present comprehensive risk and financial reporting, and ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.

Key Responsibilities
  • Apply industry leading practices and analytical skills to identify risks and opportunities within managed portfolios.
  • Develop and deliver credit strategies, monitor credit performance, and optimize profitable growth within risk appetite.
  • Collaborate with cross-functional teams to drive business results and ensure risks associated with business activities are effectively identified, measured, monitored, and controlled.
  • Perform complex financial risk sensitivity analysis and develop and present comprehensive risk and financial reporting.
  • Ensure credit strategies are implemented as intended and provide support for junior team members regarding analytics and risk management.
Requirements
  • Bachelor's degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience may be substituted in lieu of degree.
  • 4+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.
  • Understanding of banking regulations, risk and/or compliance.
  • Strong presentation and communication skills.
  • Good business acumen and attention to detail and accuracy.
  • Strong research, investigation skills and demonstrated good judgment in problem solving.
  • Strong knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
  • Strong knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics.
What We Offer

USAA offers a competitive salary range of $89,990 - $172,000, based on experience and market data. We also offer a comprehensive benefits package, including medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

USAA is an Equal Opportunity Employer and welcomes applications from diverse candidates. We are committed to creating an inclusive and diverse work environment that values and respects the contributions of all employees.



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