Senior Credit Officer

6 days ago


Miami FL USA, United States First Horizon Bank Full time

Job Summary

This position serves as a Senior Credit Officer for Commercial and Private Client borrowers in the South Region. The role evaluates credit requests, reviews annual analyses, identifies potential and emerging credit risks, and performs proactive portfolio management through ongoing monitoring.

Key Responsibilities

  • Credit Evaluation and Risk Management
    • Review credit packages, assist in structuring, and decision requests for existing borrowers and prospects.
    • Evaluate existing borrower and prospective credit requests within established standards.
  • Portfolio Management
    • Ensure that analyses accurately present credit risks, policy exceptions, regulatory compliance, and appropriate loan grading.
    • Manage existing portfolio relationships within established risk parameters and servicing requirements.
  • Leadership and Development
    • Make recommendations of credit authority of line personnel and periodically review credit authority usage.
    • Provide coaching, mentoring, and training to portfolio managers and credit analysts throughout the lending and approval process.
  • Compliance and Governance
    • Participate in internal loan review, audit and regulator examinations, and forecasting of asset quality indicators to top management.
    • Contribute to the development and maintenance of First Horizon Bank's credit culture.

Requirements

  • Ten years or more in commercial banking or related field with demonstrated expertise in structuring commercial loans.
  • Underwriting experience is required; previous credit risk management experience is preferred.
  • Possesses an understanding of the current business environment, demonstrated knowledge of credit policy, and analytical abilities.
  • Goal and production oriented.
  • Excellent relationship building skills; collaborative work style.
  • Proficient with applicable computer software.
  • Excellent written and oral communication skills.
  • Excellent organizational and customer service skills.
  • Travel required – primarily in the markets mentioned above.
  • Bachelor's degree required.


  • Miami, United States Banesco USA Full time

    Job DescriptionJob DescriptionJob TitleSenior Credit OfficerBanesco USA is seeking a Senior Credit Officer for our Credit Administration Unit.Primary Job Duties:Exercises prudent credit judgment through individual loan authority as approved by the Board of Directors.Assists commercial lending officers and underwriters in structuring loan transactions and...


  • Miami, United States Banesco USA Full time

    Exercises prudent credit judgment through individual loan authority as approved by the Board of Directors. Assists commercial lending officers and underwriters in structuring loan transactions and approving credit within assigned lending units. Helps Officer, Lending Officer, Portfolio Manager, Senior, Management, Monitoring, Business Services

  • Senior Credit Officer

    3 months ago


    Miami FL, Miami, FL, United States First Horizon Bank Full time

    Location:  On site, Miami, FL Summary This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida).  This position evaluates credit requests for existing borrowers and prospective clients, reviews annual analyses, identifies potential and...

  • Senior Credit Officer

    2 months ago


    Miami, United States First Horizon Full time

    Location: On site, Miami, FLSummary This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existing borrowers and prospective clients, reviews annual analyses, identifies potential and emerging...

  • Senior Credit Officer

    2 months ago


    Miami, United States First Horizon National Corporation Full time

    Location: On site, Miami, FLSummary This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida). This position evaluates credit requests for existing borrowers and prospective clients, reviews annual analyses, identifies potential and emerging...


  • Miami, Florida, United States First BanCorp Full time

    Job Summary:As a Commercial Credit Analyst II at First BanCorp, you will play a critical role in working with the Senior Credit Officer to analyze and underwrite commercial loans, ensuring the bank's credit risk is managed effectively.Key Responsibilities:Conduct thorough credit analysis and underwriting of commercial real estate, multifamily, and business...

  • Senior Credit Officer

    3 months ago


    Miami, United States First Horizon Bank Full time

    Location:  On site, Miami, FL Summary This position serves as a Senior Credit Officer for C&I credit requests to Commercial and Private Client borrowers in the South Region (markets located in Southeast Florida).  This position evaluates credit requests for existing borrowers and prospective clients, reviews annual analyses, identifies potential and...

  • Senior Manager

    6 days ago


    Tampa, FL , USA, United States Frazier & Deeter Full time

    About the RoleFrazier & Deeter is seeking an experienced Senior Manager to join our dynamic State and Local Tax (SALT) practice. As a key member of our team, you will play a crucial role in further developing and growing our SALT practice, providing expert advice to clients on multistate statutory credits and negotiated incentives.ResponsibilitiesIdentify...


  • Miami, United States Hispanic Technology Executive Council Full time

    About the RoleWe are seeking a highly skilled Senior Program Manager to lead our Wholesale Credit Risk program. As a key member of our team, you will be responsible for driving the strategic implementation of our Target Operating Model across countries and products.Key ResponsibilitiesSupport the Trade and Working Capital Solutions business with planning,...


  • Miami, United States Bank of America Full time

    Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...


  • Miami, United States Tropical Financial Credit Union Full time

    Are you seeking a workplace that appreciates your expertise? Are you an experienced branch leader ready to elevate your career? If this resonates with you, continue reading. Tropical Financial Credit Union (TFCU) has been recognized as a Top Workplace for six consecutive years. Joining TFCU means you will have the chance to engage in learning, growth,...


  • Miami, United States Tropical Financial Credit Union Full time

    Are you seeking a workplace that appreciates your expertise? Are you an experienced branch leader ready to elevate your career? If this resonates with you, continue reading. Tropical Financial Credit Union (TFCU) has been recognized as a Top Workplace for six consecutive years. Joining TFCU means you will have the chance to engage in a culture of learning,...


  • Miami, United States Citigroup Inc Full time

    About the RoleCitigroup Inc. is seeking a highly skilled and experienced Senior Lead to join our Treasury and Trade Solutions (TTS) team. As a key member of our organization, you will play a critical role in driving the strategic implementation of our Wholesale Credit Risk (WCR) Target Operating Model across countries and products.Key ResponsibilitiesSupport...

  • Senior Credit Analyst

    2 weeks ago


    Tampa, FL, United States First Horizon Bank Full time

    Location:  On site at location listed in job posting Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned...


  • Miami, FL, USA, United States Educational Federal Credit Union Full time

    Job Summary:We are seeking a highly skilled and compassionate Account Settlement Specialist to join our team at Educational Federal Credit Union. As an Account Settlement Specialist, you will be responsible for processing all deceased accountholder claims in a timely manner, ensuring survivors are treated with dignity and respect throughout the account...


  • Miami, United States Citigroup Inc Full time

    Overview: The Treasury and Trade Solutions (TTS) division within Citigroup Inc. is a rapidly expanding global entity that provides essential working capital solutions to a diverse clientele across various sectors including Banking, Capital Markets, and Citi Commercial Bank. Role Summary: The Senior Lead for Wholesale Credit Risk (WCR) will play a pivotal...


  • Miami, United States Banco de Credito e Inversiones Full time

    Job DescriptionJob DescriptionJOB SUMMARYAssists the SVP Credit Risk Manager with all aspects of the underwriting process of multimillion complex syndicated and bilateral credits for large domestic and foreign corporate enterprises operating in several diverse industries and which are usually listed in stock exchanges and rated by credit rating agencies....


  • Miami, United States First Horizon Full time

    Location: On site, Miami, FLPosition OverviewThis role functions as a Senior Credit Officer responsible for evaluating credit applications for Commercial and Private Client borrowers within the South Region, specifically Southeast Florida. The individual will assess credit proposals for both current clients and potential new customers, conduct annual...


  • Miami, Florida, United States airbus Full time

    Job Description:Accounts Payables Coordinator and Credit Management OfficerThe Accounts Payables Coordinator & Credit Management Officer reports to the Head of Finance and is responsible for providing financial, administrative, and clerical support to the organization. This role involves negotiating and managing payment arrangements with debtors to recover...

  • Senior Credit Analyst

    2 weeks ago


    Downtown Tampa, Tampa, FL, United States, 33602 First Horizon Bank Full time

    Location:  201 N Franklin Street, Suite 100, Tampa, FL 33602 Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for...