Senior Loan Portfolio Strategist

2 weeks ago

GondrecourtleChâteau, Grand Est, United States Heartland Financial USA, Inc. Full time

Heartland Financial USA, Inc. is an equal opportunity employer dedicated to fostering a diverse workforce. We welcome all qualified candidates regardless of race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, among other factors.

As a prominent financial services entity based in the United States, we excel in community banking by leveraging technology, efficiency, and strength across our network of banks. Our commitment to local decision-making empowers us to focus on our clients and their growth. Since our inception, relationships have been at the heart of our operations, and we are deeply invested in the communities we serve.

Why consider a career with us? We recognize that our employees, with their diverse backgrounds, perspectives, and skills, are our most valuable assets. We strive to create an environment where every voice is heard, and where opportunities for personal and professional growth are abundant.

The Senior Credit Portfolio Manager plays a crucial role in overseeing credit risk management. This position is responsible for identifying potential risks, monitoring existing loans, and formulating strategies to mitigate these risks. Additionally, the Senior Credit Portfolio Manager will underwrite and enforce credit policies and procedures.

Key Responsibilities:

  • Develop and manage a diverse portfolio of credit products to meet growth, profitability, and risk management objectives.
  • Analyze customer behavior and market trends to uncover opportunities for product enhancement and innovation.
  • Oversee the complete product lifecycle for assigned offerings, including design, development, pricing, promotion, and maintenance.
  • Act as a subject matter expert for assigned products, providing strategic input on features and benefits.
  • Build and maintain robust relationships with internal and external stakeholders, including sales, marketing, operations, finance, and compliance teams.
  • Monitor and report on key performance indicators for assigned products, taking necessary actions to achieve desired outcomes.
  • Stay informed about industry trends and developments, identifying potential risks and opportunities for the organization.
  • Proactively manage risks associated with assigned products, collaborating with relevant parties to implement effective mitigation strategies.
  • Prepare and present regular reports on portfolio performance to senior management.
  • Complete annual training requirements and maintain up-to-date knowledge of relevant regulations.

Secondary Responsibilities:

  • Perform additional duties as assigned.

Management Responsibilities:

  • This position does not have management responsibilities.

Qualifications:

  • Bachelor's degree in Accounting, Business Administration, Finance, or a related field is required.
  • 5-7 years of relevant experience as a Credit Analyst, Portfolio Manager, or Commercial Loan Officer is required.
  • Strong analytical skills and a solid understanding of economic theory as it pertains to lending and business are essential.
  • Demonstrated expertise in credit analysis, risk assessment, and finance principles is required.
  • Familiarity with commercial and agricultural lending, as well as applicable banking laws and regulations, is necessary.
  • Proficient credit underwriting skills with experience in credit structuring to meet customer needs are required.
  • Proven ability to maintain confidentiality of customer and credit information is essential.
  • Ability to manage competing deadlines in a high-pressure environment with minimal supervision is required.
  • Thorough understanding of banking policies and procedures is necessary.
  • Experience with relevant software programs is required.
  • Credit Risk Certification is preferred.

Physical Demands:

  • Standing - Frequently
  • Walking - Occasionally
  • Sitting - Frequently
  • Lifting - Occasionally
  • Carrying - Occasionally
  • Repetitive Motions - Frequently

Working Environment:

  • Standard business hours are Monday through Friday, 8:00 a.m. to 5:00 p.m.
  • Estimated travel requirement is 20%, including regional travel once per quarter.

Scheduled Weekly Hours: 40

Time Type: Full time

Compensation: The targeted salary for this role is competitive and may include incentive compensation and benefits.

  • Lead Credit Portfolio Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States HTLF Bank Full time

    Position OverviewThe Senior Credit Portfolio Manager is responsible for overseeing and enhancing a diverse range of credit offerings to meet organizational growth, profitability, and risk management goals.Key ResponsibilitiesPortfolio Management: Develop and sustain a comprehensive portfolio of credit products.Market Analysis: Conduct in-depth analyses of...

  • Lead Credit Portfolio Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States HTLF Bank Full time

    Position OverviewThe Senior Credit Portfolio Manager is responsible for overseeing and enhancing a diverse range of credit offerings to meet the institution's growth, profitability, and risk management goals.Key ResponsibilitiesAnalyze customer behavior and market trends to uncover potential avenues for product innovation and enhancement.Supervise a team of...

  • Lead Credit Portfolio Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States HTLF Bank Full time

    Position OverviewThe Senior Credit Portfolio Manager is responsible for the strategic development and oversight of a diverse range of credit products aimed at driving growth, enhancing profitability, and managing associated risks.Key ResponsibilitiesConduct comprehensive analyses of customer behaviors and market trends to uncover opportunities for innovation...

  • Senior Financial Strategist

    7 days ago

    Gondrecourt-le-Château, Grand Est, United States Creative Financial Staffing Full time

    Job SummaryCreative Financial Staffing is seeking a highly skilled Senior Financial Strategist to join our team. As a key member of our finance department, you will play a vital role in supporting our company's growth and success.Key ResponsibilitiesCoordinate and manage the planning cycle, including annual budgeting, quarterly forecasting, and long-range...

  • Senior Commercial Loan Officer

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Versique Consulting & Search Full time

    Position Overview:Our esteemed client, Versique Consulting & Search, is in search of a seasoned commercial loan officer to enhance their dynamic financial services team. This role is pivotal in fostering a culture of care for both members and employees, providing an exceptional chance for a lending professional to create a meaningful impact every day. The...

  • Financial Portfolio Coordinator

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Sunrise Banks Full time

    Position OverviewAs a key member of our team, the Portfolio Manager will play a vital role in managing client portfolios and enhancing cross-selling opportunities for our financial products and services. We are committed to fostering a diverse workplace and empowering our employees to make a meaningful impact through their contributions.Key...

  • Investment Portfolio Supervisor

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Sunrise Banks Full time

    Position OverviewAs a key member of our team, the Portfolio Manager will play a vital role in overseeing and managing client portfolios. This position involves not only the management of financial assets but also the promotion of various products and services.Key Responsibilities1. **Client Relationship Management**: Establish and maintain effective...

  • Client Portfolio Administrator

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Sunrise Banks Full time

    Position OverviewAs a key member of our team, you will play a vital role in managing client portfolios and enhancing our service offerings. At Sunrise Banks, we are committed to fostering an inclusive environment where diverse perspectives are valued, and our employees can make a meaningful impact.Key Responsibilities- Manage and nurture client relationships...

  • Client Success Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Vivacity Tech Full time

    Position Overview:The Client Success Strategist (CSS) is responsible for nurturing relationships with existing Vivacity customers to enhance retention, satisfaction, and growth. This role demands exceptional relationship management capabilities and a strong technical background.Key Responsibilities:1. Collaborate with educational leaders to assess their...

  • Commercial Loan Specialist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Versique Consulting & Search Full time

    Versique Consulting & Search is seeking a knowledgeable and dedicated Commercial Loan Specialist to enhance our client’s financial services team. This pivotal role is designed for an individual who is passionate about fostering relationships and driving success in commercial lending. The selected candidate will be entrusted with managing a portfolio...

  • Loan/Asset Administrator

    5 days ago

    Gondrecourt-le-Château, Grand Est, United States U.S. Bancorp Full time

    About the Role:The Collateralized Loan Obligation Group (CLO) is a division within Global Corporate Trust and Custody at U.S. Bancorp. CLOs are structured finance vehicles that issue both debt and equity liabilities, with the proceeds being used to buy a portfolio of collateralized assets.Key Responsibilities:Assist in the administration of CLO loan and...

  • Senior Vice President of Development

    5 hours ago

    Gondrecourt-le-Château, Grand Est, United States Heritage Senior Living Full time

    About the RoleWe are seeking a highly experienced and strategic Senior Vice President of Development to join our executive team at Heritage Senior Living. As a key member of our leadership team, you will be responsible for driving the development and execution of our company's vision, strategy, and plans to increase revenue and expand our portfolio.Key...

  • Senior Financial Associate

    22 minutes ago

    Gondrecourt-le-Château, Grand Est, United States RBC Capital Markets, LLC Full time

    Job SummaryJob DescriptionWhat is the Opportunity?As a Senior Financial Associate at RBC Capital Markets, LLC, you will be a key member of a large producing team and will be actively involved in growing and cultivating the Financial Advisory Team's business. You will have the ability to function independently on behalf of the Financial Advisory Team with...

  • Health Economics Strategist

    4 days ago

    Gondrecourt-le-Château, Grand Est, United States Boston Scientific Full time

    About the RoleWe are seeking a highly skilled Health Economics Strategist to join our Health Economics and Market Access team at Boston Scientific. As a key member of our team, you will play a critical role in developing and implementing health policy and reimbursement initiatives to support our Electrophysiology business.Key ResponsibilitiesLead health...

  • Lead Credit Risk Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Heritage Bank NA Full time

    Are you an innovative leader with a strong commitment to credit risk oversight? Do you excel in fast-paced settings where your strategic choices can significantly influence outcomes? Heritage Bank NA is seeking a distinguished Chief Credit Risk Officer (CCO) to take the helm of our credit risk initiatives. This is your chance to spearhead the management of...

  • Lead Credit Risk Strategist

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Heritage Bank NA Full time

    Are you an innovative leader with expertise in credit risk oversight? Do you excel in fast-paced settings where your strategic insights can drive meaningful change? Heritage Bank NA is seeking a distinguished Chief Credit Officer (CCO) to spearhead our credit risk initiatives. This is your chance to take the helm in directing our credit risk management,...

  • Senior Financial Loan Analyst

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States AgriBank Full time

    Position OverviewThe Lead Loan Accounting Specialist role provides essential support to AgriBank and its District entities in areas such as cash management, general ledger accounting, and both retail and wholesale loan accounting. This position involves monitoring and reconciling general ledger accounts, preparing journal entries, troubleshooting issues, and...

  • Senior Credit Underwriter for Custom Lending Solutions

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Bank of America Full time

    Position Overview:At Bank of America, we are committed to enhancing financial well-being through meaningful connections. Our ethos of Responsible Growth drives our daily operations, ensuring we deliver exceptional service to our clients, colleagues, communities, and shareholders.Role Summary:The Senior Credit Underwriter for Custom Lending Solutions plays a...

  • Senior Commercial Loan Underwriter

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Old National Bank Full time

    Position Overview:Old National Bank is a prominent financial institution dedicated to serving our clients and communities since 1834. With a robust asset base of $48 billion, we are deeply integrated into the regions we operate in.We are currently in search of a Commercial Underwriter who will play a crucial role in evaluating and making decisions on loans...

  • Senior Commercial Loan Underwriter

    2 weeks ago

    Gondrecourt-le-Château, Grand Est, United States Old National Bank Full time

    Commercial Underwriter Overview:Old National Bank, a significant player in the financial sector since 1834, is dedicated to serving clients and communities with a total asset base of $48 billion. We are committed to social responsibility and actively engage in community investment through volunteering and charitable contributions.Position Summary:We are in...