Senior Commercial Loan Officer

2 weeks ago


GondrecourtleChâteau, Grand Est, United States Versique Consulting & Search Full time
Position Overview:
Our esteemed client, Versique Consulting & Search, is in search of a seasoned commercial loan officer to enhance their dynamic financial services team.

This role is pivotal in fostering a culture of care for both members and employees, providing an exceptional chance for a lending professional to create a meaningful impact every day.

The selected candidate will oversee and manage a portfolio concentrated on real estate commercial loans, while also engaging in business development, underwriting, structuring, and restructuring of commercial financing solutions.


Key Responsibilities:
  • Identify and pursue new and existing commercial lending opportunities
  • Administer a designated portfolio of commercial accounts
  • Conduct interviews with applicants to ascertain loan needs and collect essential information for applications
  • Evaluate applicants' financial health, creditworthiness, and asset profiles to assess loan viability
  • Formulate loan structures in compliance with established lending policies
  • Prepare and present loan approval proposals, annual assessments, modifications, and extensions to the relevant decision-makers
  • Review loan documentation pre-closing to ensure thoroughness and acceptance
  • Facilitate timely loan closings and funding processes
  • Maintain strong relationships with members, internal staff, local professionals, and community organizations
  • Adapt or revise loan structures to support business objectives while mitigating risk
  • Manage defaulted loans and implement recovery strategies
  • Perform additional duties as required

Qualifications:
  • A minimum of 5 years of relevant experience and a high school diploma
  • Experience in real estate lending
  • Exceptional organizational and communication abilities, both written and verbal
  • Proficiency in Microsoft Office, particularly Excel


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