Current jobs related to Business Loan Underwriter II - Pensacola, Florida - Navy Federal Credit Union
-
Business Loan Underwriter II
4 weeks ago
Pensacola, Florida, United States Navy Federal Credit Union Full timeJob SummaryWe are seeking a highly skilled Business Loan Underwriter II to join our team at Navy Federal Credit Union. As a Business Loan Underwriter II, you will be responsible for evaluating and underwriting business loan applications, ensuring that all necessary financial analysis is completed, and presenting loan packages to senior management for...
-
Mortgage Loan Originator
1 week ago
Pensacola, Florida, United States Cadence Bank Full timeJob SummaryCadence Bank is seeking a skilled Mortgage Loan Originator to join our team. As a Community Development Specialist, you will be responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.Key ResponsibilitiesSolicit business from potential and existing customers,...
-
Mortgage Loan Originator
5 days ago
Pensacola, Florida, United States Cadence Bank Full timeAbout the RoleAs a Mortgage Loan Originator at Cadence Bank, you will be responsible for originating new mortgage loan business by working with Realtors, builders, past clients, and other referral partners. This role is a great opportunity to grow your career in the financial industry while making a positive impact in our communities.Key responsibilities...
-
Mortgage Loan Originator
2 weeks ago
Pensacola, Florida, United States American Financial Network Full timeJob Title: Mortgage Loan OriginatorAt American Financial Network, Inc., we are seeking a highly motivated and experienced Mortgage Loan Originator to join our team. As a key member of our sales team, you will be responsible for originating residential mortgage loans and developing relationships with real estate agents, financial planners, and individual...
-
Mortgage Loan Officer
4 weeks ago
Pensacola, Florida, United States Regions Bank Full timeAbout the RoleWe are seeking a highly skilled Mortgage Loan Officer to join our team at Regions Bank. As a Mortgage Loan Officer, you will be responsible for originating residential mortgage loans from borrowers through our branch network.Key ResponsibilitiesEvaluate loan requests, analyze financial data, and determine the qualification of collateral and...
-
Mortgage Loan Originator
3 weeks ago
Pensacola, Florida, United States American Financial Network Full timeJob Title: Mortgage Loan OriginatorWe are seeking a highly motivated and experienced Mortgage Loan Originator to join our team at American Financial Network, Inc. (AFN). As a Mortgage Loan Originator, you will be responsible for originating residential mortgage loans and advising borrowers on available finance options.Key Responsibilities:Originate...
-
Consumer Loan Sales Specialist
4 weeks ago
Pensacola, Florida, United States OneMain Financial Full timeJob Title: Consumer Loan Sales SpecialistAt OneMain Financial, we're committed to providing responsible access to credit for hardworking Americans. As a Consumer Loan Sales Specialist, you'll play a critical role in empowering customers to achieve their financial goals.Key Responsibilities:Deliver results-driven sales performance, meeting individual and...
-
Consumer Loan Sales Specialist
2 weeks ago
Pensacola, Florida, United States OneMain Financial Full timeAbout the RoleAt OneMain Financial, we're committed to providing responsible access to credit for hardworking Americans. As a Consumer Loan Sales Specialist, you'll play a critical role in empowering customers to achieve their financial goals. You'll work closely with customers to understand their needs and provide personalized financial solutions that meet...
-
Consumer Loan Sales Professional
2 weeks ago
Pensacola, Florida, United States OneMain Financial Full timeEmpower Customers with Responsible Access to CreditAt OneMain Financial, we're dedicated to improving the financial well-being of hardworking Americans. As a Consumer Loan Sales Specialist, you'll play a vital role in helping customers achieve their goals by providing access to friendly, fast, and affordable financing for life's expenses.Key...
-
Consumer Loan Sales Specialist
2 months ago
Pensacola, Florida, United States OneMain Financial Full timeAbout the RoleWe are seeking a highly motivated and customer-focused Consumer Loan Sales Specialist to join our team at OneMain Financial. As a Consumer Loan Sales Specialist, you will play a critical role in empowering customers by providing access to friendly, fast, and affordable financing for life's expenses.Key ResponsibilitiesDeliver results related to...
-
Mortgage Loan Originator
2 weeks ago
Pensacola, Florida, United States Gulf Winds Federal Credit Union Full timeAbout Gulf Winds Federal Credit UnionGulf Winds Federal Credit Union is a leading financial institution that offers innovative financial tools to its members. With a strong commitment to its members and the community, the credit union has grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+...
-
Senior Financial Analyst
1 week ago
Pensacola, Florida, United States ServisFirst Bank Full timeJob SummaryAt ServisFirst Bank, we are seeking a highly skilled Credit Analyst to join our team. The successful candidate will be responsible for determining the creditworthiness of potential clients based on financial statements, borrowing history, and market conditions.The Credit Analyst will use financial models, credit reports, and key ratios to prepare...
-
Mortgage Loan Originator Position
1 week ago
Pensacola, Florida, United States Gulf Winds Federal Credit Union Full timeAbout Gulf Winds Federal Credit UnionGulf Winds Federal Credit Union is a leading financial institution that offers innovative financial tools to its members. With a strong commitment to integrity, care, growth, and innovation, we strive to provide exceptional service and support to our members.Our MissionWe are dedicated to helping our members achieve their...
-
Consumer Loan Sales Specialist
2 weeks ago
Pensacola, Florida, United States OneMain Financial Full timeEmpower Customers with Access to Affordable FinancingAt OneMain Financial, we're committed to providing responsible access to credit for hardworking Americans. As a Consumer Loan Sales Specialist, you'll play a vital role in helping customers achieve their financial goals by offering friendly, fast, and affordable financing solutions.Key...
-
Loan Officer Assistant
4 weeks ago
Pensacola, Florida, United States TEKsystems Full timeJob SummaryWe are seeking a highly organized and detail-oriented Loan Officer Assistant to join our team at TEKsystems. As a key member of our administrative support team, you will provide a variety of administrative support functions to ensure the smooth operation of our business unit.Key ResponsibilitiesProvide administrative support to our loan officers,...
-
Collections Specialist
2 weeks ago
Pensacola, Florida, United States Gulf Winds Federal Credit Union Full timeAbout the RoleGulf Winds Federal Credit Union is seeking a skilled Collections Specialist to join our team. As a Collections Specialist, you will play a critical role in preserving the Credit Union's assets by controlling delinquent loan accounts, collecting delinquent loan payments, and recovering collateral.Key ResponsibilitiesContacts delinquent accounts...
-
Customer Service Representative II
2 weeks ago
Pensacola, Florida, United States NextEra Energy , Inc. Full timeAbout the RoleWe are seeking a highly motivated and customer-focused Customer Service Representative II to join our team at Florida Power & Light Company in Pensacola. As a key member of our customer service team, you will be responsible for providing exceptional service to our customers, resolving issues, and ensuring a positive experience for our valued...
-
Collections Officer
1 week ago
Pensacola, Florida, United States Gulf Winds Federal Credit Union Full timeAbout Gulf Winds Federal Credit UnionGulf Winds Federal Credit Union is a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia. We offer innovative financial tools that give our members freedom to live life with their finances under control.Our ValuesWe are guided by our core values of Integrity, Care,...
-
Mortgage Closer
4 weeks ago
Pensacola, Florida, United States TEKsystems Full timeJob Title: Mortgage CloserTEKsystems is seeking a skilled Mortgage Closer to join their team in Pensacola, FL. As a Mortgage Closer, you will be responsible for closing first mortgage/equity loans in accordance with applicable federal/state laws and the credit union's policies and procedures.Key Responsibilities:Authorize the release of closing packages to...
-
Fire Protection Field Analyst
1 month ago
Pensacola, Florida, United States Underwriting Solutions Full timeJob Title: Fire Protection Field Analyst/PPC Field RepresentativeJob SummaryWe are seeking a highly skilled Fire Protection Field Analyst/PPC Field Representative to join our team at Underwriting Solutions. As a key member of our team, you will be responsible for conducting comprehensive studies of fire protection capabilities in the Grand Rapids, MI...
Business Loan Underwriter II
2 months ago
We are seeking a highly skilled Business Loan Underwriter II to join our team at Navy Federal Credit Union. As a Business Loan Underwriter II, you will play a critical role in evaluating and underwriting business loan applications, ensuring that our members receive the best possible financial solutions.
Key Responsibilities- Evaluate Business Loan Applications: Analyze business loan applicants' financial status, credit, and business to determine the feasibility of granting credit, including loan approval.
- Collaborate with Development Team: Work closely with the development team/business member to ensure all necessary data is obtained, reviews and analyzes loan applications to ensure that necessary documents have been received, and validates the integrity of the data.
- Determine Credit-Worthiness: Determine the credit-worthiness of the borrower by performing qualitative/quantitative analysis, such as review of financial statements, credit reports, and applicable ratios (e.g., Debt to Income (DTI), Loan to Value (LTV), etc.) using established guidelines of NFCU, industry best practices, and applicable state and governmental regulations.
- Propose Deal Structure: Propose/determines the appropriate deal structure commensurate with the associated risk level on approved business credit deals, including appropriate financial, operational, or capital/cash covenants.
- Analyze Counter Offers: Analyze counter offers, exceptions, and rejections and recommends alternative business products better suited to the business loan applicant.
- Present Loan Package: Presents business loan package and loan recommendation, in a consultative process, to senior business lending management for loans above approval authority.
- Review Financial Statements: Reviews and evaluates business annual financial statements/tax returns to ensure adherence to NFCU, BA, and relevant industry practices/requirements.
- Analyze Tax Statements: Analyzes tax statements independent of business scoring systems to confirm business viability.
- Assess Risk: Assesses the risk of credit deals and business failing by assigning a rating and recommending any necessary action to mitigate credit union risk.
- Approve or Decline Loans: Approves or declines business loan submissions within assigned authority.
- Approve Loans: Approves business loans and authorizes loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations, in accordance with NFCU Business Lending policies and procedures.
- Prepare Adverse Action Notifications: Prepares adverse action (loan disapproval) notifications on behalf of the Business Lending Committee in recognition of the compliance provisions of the Equal Credit Opportunity Act (Reg B).
- Support Business Loan Underwriting Functions: Supports Business Loan Underwriting functions.
- Monitor Underwriting Activities: Monitors Business Underwriting activities and responds to questions submitted via telephone, instant messages, or through the mail.
- Maintain Underwriting Manual: Assists with the ongoing maintenance of the area's underwriting manual.
- Collaborate with Managers: Collaborates with managers and participates in mentoring sessions for other Business units.
- Provide Daily Input to Management Reports: Provides daily input to management reports.
- Complete Monthly Colson Report: Assists with or completes the required monthly Colson report for NFCU's SBA program.
- Evaluate Spreads: Evaluates spreads completed by Level I Underwriter(s) and incorporates that work into own analyses/credit decision.
- Use Automated Scoring Systems: Uses and has proficient knowledge of automated scoring systems (Statement Analyzer or CASH) or traditional underwriting methods (spreadsheets).
- Determine Credit Worthiness: Determines credit worthiness of business borrowers according to established guidelines.
- Recommend Disapproval: Recommends disapproval with concurrence of Level III Underwriter and/or management.
- Respond to Customer Inquiries: Responds to basic and moderate difficult internal and external customer inquiries as necessary.
- Underwrite Credit Cards and Small Business Loans: Underwrites credit cards and small/simple business loans up to $50,000.
- Underwrite Medium-Sized Loans: Underwrites medium-sized loans of $50,000 to $250,000, including smaller SBA type deals.
- Work on Commercial Real Estate Deals: Works on less complex and smaller commercial real estate deals.
- Work within Defined Procedures: Works within defined procedures to evaluate standard loan applications.
- Engage with Members: Engages with members on a moderate variety of subjects.
- Receive Moderate Supervision: Receives moderate supervision, coaching, and mentoring from Supervisor and Business Underwriter III.
- Perform Other Related Duties: Performs other related duties, as assigned or appropriate.
