Mortgage Loan Originator

3 weeks ago


Pensacola, Florida, United States Cadence Bank Full time

Job Summary

Cadence Bank is seeking a skilled Mortgage Loan Originator to join our team. As a Community Development Specialist, you will be responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.

Key Responsibilities

  • Solicit business from potential and existing customers, both inside and outside the business location.
  • Interview loan applicants and process loan applications for both purchase and refinance transactions.
  • Counsel borrowers about various loan programs and help them select the program that best fits their financial goals and needs.
  • Assist the loan processor in gathering necessary documents from the customer to prepare for underwriting.
  • Work closely with the processor and underwriter to address any underwriting issues and ensure timely loan closings.
  • Manage a large pipeline of loans, meeting closing deadlines and submitting loans to compliance.
  • Provide a professional, business-like atmosphere within the organization and represent the financial institution in public relations activities and community affairs.

Requirements

  • Thorough understanding of all loan programs and closing costs.
  • Knowledge of FHA, VA, and conventional underwriting guidelines for all loan investors.
  • Ability to meet strict time deadlines and work independently under pressure.
  • Detail-oriented and able to follow set guidelines.
  • Excellent written and verbal communication skills.

Why Cadence Bank?

Cadence Bank is an affirmative action/equal opportunity employer. We are dedicated to adding new perspectives to our team and encourage everyone to apply. We believe that a diverse workforce creates problem-solving and creative thinking.



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