Senior Financial Analyst

4 weeks ago


Pensacola, Florida, United States ServisFirst Bank Full time
Job Summary

At ServisFirst Bank, we are seeking a highly skilled Credit Analyst to join our team. The successful candidate will be responsible for determining the creditworthiness of potential clients based on financial statements, borrowing history, and market conditions.

The Credit Analyst will use financial models, credit reports, and key ratios to prepare appraisals, which will be provided for purposes of loan review and approval as well as to determine the terms of the loan.

The incumbent will be responsible for conducting financial analysis and underwriting of credit for new loan requests and loan maturities, contacting Loan Officers to request necessary financial information, and determining the strength and/or weakness of the client's credit to determine the terms of the loan.

The Credit Analyst will also be responsible for running reports that show past or current maturities and requesting necessary information, preparing underwriting/credit memos after collecting all financial information, and circulating memos for approvals from the appropriate parties.

The successful candidate will have a Bachelor's degree in Finance, Accounting, or a related field, and a minimum of two (2) years' experience in financial analysis, banking, or a related field.

The ideal candidate will have excellent written and verbal communication skills, experience using Microsoft Outlook, Word, and Excel, and experience in a position requiring attention to detail and data analysis.

The Credit Analyst will be responsible for being familiar with all compliance regulations and policies applicable to this position and following and ensuring compliance with these regulations and policies.

The physical requirements and environmental conditions of this position consist primarily of sustained standing and sitting, frequent use of a PC, including typing or sustained attention to a monitor, occasional lifting of basic office files or equipment up to 20 lbs, and a normal office environment with comfortable internal temperatures and low-level noise.

EOE/AA


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