Consumer Credit Reporting Analyst

2 days ago


Atlanta, Georgia, United States Ameris Full time

Ameris Bank is a leading provider of consumer financial services, dedicated to delivering exceptional banking experiences to communities across the Southeast, Mid-Atlantic, and nationwide. We're committed to empowering customers to achieve their financial goals, whether it's growing their business, purchasing a home, or securing their retirement.

As a Consumer Credit Reporting Analyst, you'll play a vital role in ensuring the accuracy and integrity of credit reporting data. Your expertise will be essential in researching and resolving credit bureau disputes in a timely manner, adhering to Metro 2 guidelines, and maintaining advanced knowledge of loan operations functions.

Key Responsibilities:

  • Investigate and respond to credit disputes within established deadlines
  • Monitor loans for compliance with CDIA regulations and bank policies
  • Work with internal and external metric reports to identify root causes of credit reporting discrepancies
  • Collaborate with loan officers, department leaders, and teammates to collect necessary documentation
  • Maintain compliance with internal controls, operational procedures, and risk management policies

Essential Qualifications:

  • 2-5 years of experience in credit bureau or related consumer financial services
  • Knowledge of FCRA requirements and CDIA Metro 2 guidelines
  • Proficient in Microsoft Office applications
  • Experience with e-Oscar platform a plus

Ameris Bank offers a comprehensive benefits package, including:

  • Medical, Dental, and Vision Insurance
  • Life Insurance, Accidental Death & Dismemberment Coverage, and Long-Term Disability Coverage
  • Paid Sick and Vacation Leave, 11 Holidays, and Volunteer/Service Day
  • Employee Stock Purchase Plan, 401(k) Retirement Plan, and Flexible Spending Accounts
  • Identity Theft Protection, Pet Insurance, and Legal Insurance
  • Employee Assistance Program, Employee Advocacy Program, Tickets at Work, and AT&T Employee Discount

Salary Range: $60,000 - $80,000 per year, depending on location and experience. If you're a motivated and detail-oriented individual with a passion for consumer financial services, we encourage you to apply for this exciting opportunity. At Ameris Bank, we're dedicated to creating a workplace that values diversity, inclusion, and continuous improvement. Join our team and take the first step towards a rewarding career in consumer credit reporting analysis.


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