Consumer Credit Reporting Analyst
2 days ago
Ameris Bank is a leading provider of consumer financial services, dedicated to delivering exceptional banking experiences to communities across the Southeast, Mid-Atlantic, and nationwide. We're committed to empowering customers to achieve their financial goals, whether it's growing their business, purchasing a home, or securing their retirement.
As a Consumer Credit Reporting Analyst, you'll play a vital role in ensuring the accuracy and integrity of credit reporting data. Your expertise will be essential in researching and resolving credit bureau disputes in a timely manner, adhering to Metro 2 guidelines, and maintaining advanced knowledge of loan operations functions.
Key Responsibilities:
- Investigate and respond to credit disputes within established deadlines
- Monitor loans for compliance with CDIA regulations and bank policies
- Work with internal and external metric reports to identify root causes of credit reporting discrepancies
- Collaborate with loan officers, department leaders, and teammates to collect necessary documentation
- Maintain compliance with internal controls, operational procedures, and risk management policies
Essential Qualifications:
- 2-5 years of experience in credit bureau or related consumer financial services
- Knowledge of FCRA requirements and CDIA Metro 2 guidelines
- Proficient in Microsoft Office applications
- Experience with e-Oscar platform a plus
Ameris Bank offers a comprehensive benefits package, including:
- Medical, Dental, and Vision Insurance
- Life Insurance, Accidental Death & Dismemberment Coverage, and Long-Term Disability Coverage
- Paid Sick and Vacation Leave, 11 Holidays, and Volunteer/Service Day
- Employee Stock Purchase Plan, 401(k) Retirement Plan, and Flexible Spending Accounts
- Identity Theft Protection, Pet Insurance, and Legal Insurance
- Employee Assistance Program, Employee Advocacy Program, Tickets at Work, and AT&T Employee Discount
Salary Range: $60,000 - $80,000 per year, depending on location and experience. If you're a motivated and detail-oriented individual with a passion for consumer financial services, we encourage you to apply for this exciting opportunity. At Ameris Bank, we're dedicated to creating a workplace that values diversity, inclusion, and continuous improvement. Join our team and take the first step towards a rewarding career in consumer credit reporting analysis.
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