Senior Consumer Credit and Policy Manager II
4 weeks ago
As a Senior Consumer Credit and Policy Manager II at Truist, you will provide strategic direction for complex consumer credit business units, ensuring quality, growth, and profitability. You will lead a team in developing and maintaining consumer loan policies and procedures, and oversee the establishment of concentration limits, exceptions, and product mix/pricing.
Key Responsibilities- Provide independent leadership and strategic direction for complex consumer credit business units.
- Lead a team in developing and maintaining consumer loan policies and procedures.
- Oversee the establishment of concentration limits, exceptions, and product mix/pricing.
- Develop and execute effective merger integration plans.
- Lead the integration of risk and portfolio management best practices across horizontally and by consumer product lines.
- Provide direct oversight to team on the establishment, analysis, and maintenance of concentration limits, exceptions, product mix/pricing, delinquency and loss trending, product optimization, originations, and portfolio performance targets by consumer business.
- Provide direct oversight to team to ensure integrity in the establishment, updating and maintenance of the automated decision engines and custom credit models.
- Lead a team that provides periodic loan review plans for the consumer loan portfolio by working with Credit Risk Review.
- Bachelor's degree in Business or equivalent education and related training.
- 15 years of credit related experience including complex lending structures, documentation skills, modeling skills and problem loan experience.
- Superior ability to think strategically, multi-task, and drive change.
- Strong decision making capability.
- Strong leadership, partnership and management skills.
- 20 plus years credit related experience, including 5+ years of default management and/or collections experience.
- Master's degree in business administration, finance or accounting.
- Graduate of industry banking school(s).
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