Senior Consumer Credit and Policy Manager II

4 weeks ago


Atlanta, Georgia, United States Truist Full time
Job Summary

As a Senior Consumer Credit and Policy Manager II at Truist, you will provide strategic direction for complex consumer credit business units, ensuring quality, growth, and profitability. You will lead a team in developing and maintaining consumer loan policies and procedures, and oversee the establishment of concentration limits, exceptions, and product mix/pricing.

Key Responsibilities
  1. Provide independent leadership and strategic direction for complex consumer credit business units.
  2. Lead a team in developing and maintaining consumer loan policies and procedures.
  3. Oversee the establishment of concentration limits, exceptions, and product mix/pricing.
  4. Develop and execute effective merger integration plans.
  5. Lead the integration of risk and portfolio management best practices across horizontally and by consumer product lines.
  6. Provide direct oversight to team on the establishment, analysis, and maintenance of concentration limits, exceptions, product mix/pricing, delinquency and loss trending, product optimization, originations, and portfolio performance targets by consumer business.
  7. Provide direct oversight to team to ensure integrity in the establishment, updating and maintenance of the automated decision engines and custom credit models.
  8. Lead a team that provides periodic loan review plans for the consumer loan portfolio by working with Credit Risk Review.
Qualifications
  • Bachelor's degree in Business or equivalent education and related training.
  • 15 years of credit related experience including complex lending structures, documentation skills, modeling skills and problem loan experience.
  • Superior ability to think strategically, multi-task, and drive change.
  • Strong decision making capability.
  • Strong leadership, partnership and management skills.
Preferred Qualifications
  • 20 plus years credit related experience, including 5+ years of default management and/or collections experience.
  • Master's degree in business administration, finance or accounting.
  • Graduate of industry banking school(s).


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