Commercial Credit Analyst

2 weeks ago


Atlanta, Georgia, United States Citizens Trust Bank Full time
Job Title: Commercial Credit Analyst

We are seeking a highly skilled Commercial Credit Analyst to join our team at Citizens Trust Bank. As a Commercial Credit Analyst, you will be responsible for analyzing credit risks, assessing creditworthiness, and managing commercial loan portfolios.

Key Responsibilities:
  • Conduct thorough credit analysis and risk assessments to determine creditworthiness of existing and potential customers
  • Manage commercial loan portfolios, including conducting reviews of existing relationships, renewal of maturing loans, and cross-selling banking solutions
  • Make recommendations for loan structure and assist loan officers in writing loan requests
  • Collaborate with customers to clear documentation exceptions and follow up on additional financial information
  • Develop and maintain department procedures, policies, and processes
  • Deliver exceptional customer service and maintain positive working relationships with internal and external customers
Requirements:
  • Minimum three years of credit analysis experience in a banking environment
  • Bachelor's degree in accounting, finance, economics, business administration, or related field
  • Strong knowledge of general banking regulations, laws, and procedures
  • Excellent analytical, technical, and problem-solving skills
  • Proficient in using advanced Microsoft Excel, Microsoft Office, and FIS core system
  • Expert-level written and verbal communication skills
  • Ability to work independently in a fast-paced environment and adapt to change
What We Offer:
  • Competitive compensation and comprehensive benefits package
  • Opportunities for professional growth and development
  • Collaborative and supportive work environment
  • Recognition and rewards for outstanding performance

Citizens Trust Bank is committed to investing in our employees and providing a rewarding and results-driven work environment. If you are a motivated and detail-oriented individual with a passion for credit analysis, we encourage you to apply for this exciting opportunity.



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