Commercial Credit Analyst
2 weeks ago
We are seeking a highly skilled Commercial Credit Analyst to join our team at Citizens Trust Bank. As a Commercial Credit Analyst, you will be responsible for analyzing credit risks, assessing creditworthiness, and managing commercial loan portfolios.
Key Responsibilities:- Conduct thorough credit analysis and risk assessments to determine creditworthiness of existing and potential customers
- Manage commercial loan portfolios, including conducting reviews of existing relationships, renewal of maturing loans, and cross-selling banking solutions
- Make recommendations for loan structure and assist loan officers in writing loan requests
- Collaborate with customers to clear documentation exceptions and follow up on additional financial information
- Develop and maintain department procedures, policies, and processes
- Deliver exceptional customer service and maintain positive working relationships with internal and external customers
- Minimum three years of credit analysis experience in a banking environment
- Bachelor's degree in accounting, finance, economics, business administration, or related field
- Strong knowledge of general banking regulations, laws, and procedures
- Excellent analytical, technical, and problem-solving skills
- Proficient in using advanced Microsoft Excel, Microsoft Office, and FIS core system
- Expert-level written and verbal communication skills
- Ability to work independently in a fast-paced environment and adapt to change
- Competitive compensation and comprehensive benefits package
- Opportunities for professional growth and development
- Collaborative and supportive work environment
- Recognition and rewards for outstanding performance
Citizens Trust Bank is committed to investing in our employees and providing a rewarding and results-driven work environment. If you are a motivated and detail-oriented individual with a passion for credit analysis, we encourage you to apply for this exciting opportunity.
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