Senior Credit Portfolio Manager

4 days ago


Wilmington, North Carolina, United States Hispanic Technology Executive Council Full time
Job Title: Vice President, Credit Portfolio Officer

The Vice President, Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.

Key Responsibilities:
  • Develop and manage credit risk strategies for new customer acquisitions.
  • Develop credit strategies to drive improvements on Acquisitions program performance.
  • Identify opportunities to continuously drive innovation in underwriting and well-manage credit risk.
  • Develop framework for risk assessment including evaluation of credit and financial performance across varied lending products and industry segments.
  • Manage and drive underwriting strategy changes to improve Return on Capital.
  • Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives.
  • Establish and leverage cross-functional partnerships and network with key internal and external constituencies.
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence.
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity.
  • Acts as SME to senior stakeholders and/or other team members.

Requirements:

  • 6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
  • ~3-5 years of experience in data analytics, and acquisition strategy.
  • ~Proven ability to apply credit and risk principles toward business goals.
  • ~Bachelor's degree/University degree or equivalent experience.

Additional Information:

Citi offers competitive employee benefits, including medical, dental, and vision coverage; life, accident, and disability insurance; and paid time off packages. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.



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