Experienced Lender

7 days ago

Wilmington, North Carolina, United States Southwest Missouri Bank Full time
Job Title: Experienced Lender

Southwest Missouri Bank is seeking a skilled and experienced Lender to join our team. As a Lender, you will be responsible for developing new business opportunities, structuring and underwriting loans, and maintaining and servicing an existing portfolio.

Key Responsibilities:
  • Facilitate credit requests, including loan structuring, negotiating, and pricing
  • Analyze industry and credit risk to ensure adequate loan documentation
  • Review and analyze portfolio to reduce risk and enhance profitability
  • Sell and cross-sell bank products and services to personal and business customers
  • Develop new relationship business customers and increase or retain existing relationships
  • Comply with laws and regulations governing the lending function
Requirements:
  • Thorough knowledge of consumer and commercial products, credit policies, procedures, and terminology
  • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Excellent persuasive and negotiation skills with well-developed sales skills
  • Proficient with Microsoft Office Suite or related software
Education and Experience:
  • Bachelor's Degree in Business, Finance, or related field
  • Three to Five years of lending experience within a bank and equivalent progressive sales experience

Southwest Missouri Bank is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, color, national origin, sex, age, disability, status as a protected veteran, or any other characteristic protected by applicable federal, state, or local laws.

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