Senior Mortgage Loan Consultant

2 weeks ago


Las Cruces, New Mexico, United States FirstLight Federal Credit Union Full time

Position Overview:
As a Senior Mortgage Loan Consultant, you will play a pivotal role in providing exceptional mortgage loan origination services. Your primary responsibility will be to assist members with their inquiries and guide them through the mortgage process.

Key Responsibilities:
- Engage with applicants to uncover their mortgage requirements through insightful questioning.
- Present suitable mortgage loan alternatives tailored to individual needs.
- Facilitate the completion of initial mortgage loan applications and conduct preliminary pre-qualification assessments.
- Gather and compile all necessary documentation for the mortgage loan application process, ensuring accuracy and completeness.

Documentation and Communication:
- Maintain detailed notes within the system to support the Mortgage Loan Processors (MLP) effectively.
- Cultivate new mortgage business by establishing and nurturing relationships with real estate professionals and other potential referral sources.
- Monitor the status of loans and provide timely updates to members, realtors, and management, ensuring clear communication throughout the process.
- Prepare and submit routine reports and maintain accurate records.

Qualifications:
- A Bachelor's degree in Business, Finance, Management, or Marketing, or an equivalent combination of education and relevant experience is required.
- All employees in the role of Mortgage Loan Originator must register with the NMLS, obtain a unique identifier, and keep their registration current as per regulatory requirements.

Experience:
- A minimum of two years of experience in mortgage loan origination or a related field is essential.

Additional Requirements:
- A valid driver's license is necessary, along with the ability to pass background checks pertinent to mortgage transactions.



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