Senior Credit Analyst

3 days ago


Chicago, Illinois, United States R06_DBRSInc DBRS, Inc. - US Legal Entity Full time
About the Role

Morningstar DBRS, Inc. - US Legal Entity is seeking a highly skilled Senior Credit Analyst to join its Commercial Mortgage-Backed Securities (CMBS) team in Chicago. As a key member of the team, you will be responsible for rating and monitoring bonds secured by commercial real estate loans.

Key Responsibilities
  • Lead the process of rating US CMBS transactions while maintaining compliance with DBRS Policies and Procedures.
  • Determine DBRS stabilized net cash flows for all property types, a variety of loan sizes, and unique loan structures based on property performance and market dynamics.
  • Conduct market research and financial analysis for rating committees, investor meetings, and conferences.
  • Conduct site inspections of all major property types on a nationwide basis.
  • Compose detailed Presale reports distributed to investors containing the culmination of research and analysis.
  • Provide credit analysis and use quantitative models to assess credit worthiness for multi-loan pooled transactions as well as single-borrower transactions.
  • Present loan level analysis, quantitative results, and provide recommendations to the credit committee.
  • Assist senior members of the team to develop reports for investors and for presentations to be delivered at conferences.
  • Serve as a mentor for junior members of the team.
  • Respond to client and colleague inquiries regarding methodologies, analysis, and research.
Requirements
  • A minimum of 3 years of experience in a commercial real estate finance related field.
  • A degree in finance, real estate, or a related area.
  • An analytical mind and an attention to detail.
  • Excellent interpersonal and presentation skills.
  • High proficiency in Excel and the ability to develop new applications and perform complex analyses.
  • Well-developed writing skills.
  • All necessary documents for domestic and international travel.
About Us

Morningstar DBRS, Inc. - US Legal Entity is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.

Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service.

Morningstar DBRS is the next generation of credit ratings.

Morningstar's hybrid work environment gives you the opportunity to work remotely and collaborate in-person each week. While some positions are available as fully remote, we've found that we're at our best when we're purposely together on a regular basis, typically three days each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues.



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