Commercial Banking Specialist II

2 weeks ago


Moses Lake Washington, United States STCU Full time

Position Overview
The Commercial Banking Specialist II plays a crucial role within the Business Banking division and is essential for the advancement and promotion of STCU's business member offerings.

Key Responsibilities
This role primarily involves the establishment and development of new business loans, deposits, and cash management solutions for both new and existing members.

This position targets commercial and industrial prospects with borrowing requirements up to $500,000 and owner-occupied real estate loans up to $1 million.

Core Responsibilities
1. Achieve and surpass individual objectives by creating, implementing, and documenting a strategic calling and prospecting plan along with related activities.
2. Manage and nurture the existing loan and deposit portfolio by maintaining a trusted advisor relationship with members, ensuring consistent communication, and recommending products and services tailored to their needs.

3. Enhance and maintain robust credit skills by staying informed on STCU's Member Business Loan Policy, standards, and procedures. Provide suitable terms, pricing, and conditions for credit and deposit inquiries.

Additional Responsibilities
1. Identify and propose methods to enhance interdepartmental collaboration and serve as a mentor to fellow Commercial Banking Specialists.
2. Build and sustain partnerships with Retail Branches and STCU Connect, responding promptly to referrals to exceed member expectations and satisfaction.

3. Collaborate with various departments across STCU to demonstrate your capabilities as a trusted advisor both internally and externally.

4. Engage in community events and/or serve on boards to broaden your network. Stay updated on community and industry trends through relevant publications and educational opportunities.

5. Maintain expertise in SBA lending programs and actively promote SBA products to members and prospects. Collaborate with members and internal support to gather necessary information.



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