Risk Management Director

4 weeks ago


New York, New York, United States OneMain Financial Full time

We are seeking a seasoned professional to drive credit policy, offer strategy, and overall analytics for OneMain's growing Point-of-Sale/embedded lending business.

This role will be responsible for driving business results through multiple areas including growth strategies, credit and merchant risk management, and enhanced customer experiences.

The ideal candidate will bring new ways of thinking, data sources, technologies, and capabilities to our business.

Key Responsibilities:

  • Drive credit policy and analytics for point of sale / embedded lending
  • Design, recommend, document, and execute consumer and merchant underwriting, product, and customer experience strategies to optimize risk adjusted returns
  • Partner with data science, digital teams, critical strategic partners and other leaders to define business priorities, align talent and resources, and communicate to executive leaders
  • Use new data sources, analytical frameworks, and models to create insights, draw conclusions, and influence at all levels of the organization

Requirements:

  • Bachelor's Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
  • 7+ years of experience in consumer lending, driving informative risk decisions through analyses; Master's or PHD degrees may offset experience
  • 5+ years of analytics leadership experience, building and prioritizing teams and objectives based on company strategy
  • Advanced analytical skillset using tools such as SQL, SAS, R, or Python
  • Innovative and capable of developing creative solutions to complex, data-driven problems

About OneMain Financial:

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans.

We offer a competitive compensation program, employee stock purchase plan, tuition reimbursement, paid sick leave, and paid holidays.

We are an equal opportunity employer and welcome applicants from diverse backgrounds.



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