Commercial Credit Risk Manager

1 week ago


Lexington, South Carolina, United States First Community Full time

About the Role

We are seeking a highly skilled Senior Credit Analyst to join our team at First Community Bank (SC). As a Senior Credit Analyst, you will play a critical role in analyzing and monitoring the creditworthiness of our customers, evaluating financial statements and tax returns to assess their financial condition.

Key Responsibilities

  • Obtain loan request information from Commercial Bankers or Borrowers to analyze credit information, financial statements, and other related information
  • Spread financial statements into the Abrigo/Sageworks System
  • Review and prepare written analysis, spreadsheets, reports, summaries, and recommendations based on risks, credit, and collateral
  • Assist in presentation of findings to Lenders
  • Understand the background of Borrowers and communicate the strengths and weaknesses of a credit
  • Prepare memos for Commercial Bankers as needed
  • Conduct credit underwriting

Requirements

  • Bachelor's degree in Business, Accounting, Finance, or related field, or a minimum of 2 years of related experience in loan review or commercial lending
  • Effective oral and written communication skills
  • Ability to compute complex math calculations
  • Proven problem-solving and analytical skills
  • Ability to interpret a variety of information furnished in written, oral, diagram, or schedule form
  • Ability to prioritize
  • Effective time management skills
  • Proficiency in using personal computers and office products (e.g., Word, Excel)

About First Community Bank (SC)

First Community Bank (SC) is an Equal Employment Opportunity employer committed to diversity and inclusion. We are dedicated to providing a work environment that is free from discrimination and harassment.



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