Associate Director, Analytics-Credit Cards

1 week ago

Charlotte, North Carolina, United States OneMain Financial Full time
About the Role

We are seeking a highly skilled Associate Director to lead our Credit Card Analytics team in Charlotte, NC. As a key member of our team, you will be responsible for driving business growth and developing strategies to optimize our credit card offerings.

Key Responsibilities
  • Develop and execute key acquisition strategies to grow exposure profitably, including approve/decline, initial credit line, and pricing.
  • Design and manage targeting strategies across all channels to deliver new account growth while reducing cost of acquisitions.
  • Manage third-party partner relations with affiliate partners to drive business growth.
  • Create a pipeline of new channels for new account bookings and develop channel and segment-level NPV valuations.
  • Partner with Underwriting and Product teams to optimize booking rates and develop cutting-edge underwriting models.
  • Design and manage A/B testing around initial credit line and partner with Technology, Engineering, and Implementation partners to drive timely change across different platforms.
  • Build and develop a team of analysts to support long-term card product growth.
Requirements
  • Bachelor's degree in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science.
  • 7+ years of experience in a data-driven analytics environment, preferably in consumer lending, credit cards, or Fintech.
  • Advanced analytical skillset using tools such as SQL, Excel, and experience with multiple types of relational databases and/or querying languages.
  • Innovative and capable of developing a highly analytical approach to solving problems, preferably in consumer lending.
  • Strong communication, interpersonal, and negotiation skills to achieve business objectives.
  • Ability to work in a fast-paced, ever-changing environment and juggle multiple tasks and individuals on tight timelines.
  • 4+ years of experience as a people manager.
Preferred Qualifications
  • Demonstrates the ability to balance strategic thinking and credit policy delivery.
  • Strong team leader with a focus on employee development and proven ability to build and lead large, talented teams across various geographies and time zones.
  • Excellent communication skills and ability to influence senior executives and peers across functions.
  • Ability to synthesize insights across different sources into a comprehensive and holistic strategy.
  • Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology.
  • Self-motivated and organized, with a high degree of comfort managing multiple stakeholders and team members, strong collaboration and teamwork skills, and a problem-solver oriented toward achieving results.
About OneMain Financial

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards, and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy, and flexible work arrangements that grow lives, careers, and our company. At every level, we're committed to an inclusive culture, career development, and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century.

We offer a comprehensive benefits package for full- and some part-timers, including health and wellbeing options, 401(k) matching, employee stock purchase plan, tuition reimbursement, paid time off, paid sick leave, paid holidays, and paid volunteer time.

  • **Sales Director

    3 weeks ago

    Charlotte, North Carolina, United States LendingTree, LLC Full time

    About the RoleWe are seeking a highly experienced and results-driven Sales Director to lead our Credit Card business development efforts. As a key member of our team, you will be responsible for driving sales growth, building and maintaining strong relationships with financial institutions, and developing strategic partnerships to expand our market share.Key...

  • Senior Analyst, Credit Card Insights

    4 weeks ago

    Charlotte, North Carolina, United States OneMain Financial Full time

    Position: Senior Analyst - Credit Card Insights Location: Charlotte, NC OneMain Financial is seeking a Senior Analyst to enhance our Credit Card Insights team in Charlotte, NC. This role presents a unique opportunity to influence substantial business outcomes through the refinement of our credit card account acquisition strategies. In this capacity, you will...

  • Credit Card Fraud Analyst

    4 weeks ago

    Charlotte, North Carolina, United States Social Finance Ltd Full time

    Position Overview: We are looking for a dedicated and proactive Credit Card Fraud Analyst to become a vital part of our Fraud Operations team at Social Finance Ltd. The primary responsibility of this role is to investigate instances of credit card fraud, focusing on application fraud, account activity fraud, and claims related to fraudulent activities.Key...

  • Risk Analytics Manager

    2 weeks ago

    Charlotte, North Carolina, United States TD Bank, National Association Full time

    Job SummaryWe are seeking a highly skilled Risk Analytics Manager to join our team at TD Bank, National Association. As a key member of our risk management team, you will be responsible for overseeing credit risk modeling for our credit card portfolio.Key ResponsibilitiesOversee the development and implementation of credit risk models for our retail credit...

  • Risk Analytics Manager

    1 week ago

    Charlotte, North Carolina, United States TD Bank, National Association Full time

    Job SummaryWe are seeking a highly skilled Risk Analytics Manager to join our team at TD Bank, National Association. As a key member of our risk management team, you will be responsible for overseeing credit risk modeling for our credit card portfolio.Key ResponsibilitiesLead and mentor new team members, including people management responsibilitiesManage key...

  • Risk Analytics Manager

    2 weeks ago

    Charlotte, North Carolina, United States TD Bank, National Association Full time

    Job SummaryWe are seeking a highly skilled Risk Analytics Manager to join our team at TD Bank, National Association. As a key member of our risk management team, you will be responsible for overseeing credit risk modeling for our credit card portfolio.Key ResponsibilitiesOversee the development and implementation of credit risk models for our retail credit...

  • Principal Analyst, Card Strategy

    4 weeks ago

    Charlotte, North Carolina, United States OneMain Financial Full time

    Position: Senior Analyst - Credit Card Insights Location: Charlotte, NC OneMain Financial is seeking a Senior Analyst to enhance our Credit Card Insights team in Charlotte, NC. This role presents a unique opportunity to influence substantial business outcomes through the refinement of our credit card acquisition strategies. In this capacity, you will deliver...

  • Credit Analyst II CB

    2 weeks ago

    Charlotte, North Carolina, United States City National Bank Full time

    About the RoleWe are seeking a highly skilled Credit Analyst II to join our team at City National Bank. As a Credit Analyst II, you will play a critical role in assisting credit officers to provide analytical support relating to portfolio management.Key ResponsibilitiesAssist Credit Officers: Provide analytical support to credit officers to ensure accurate...

  • Corporate and Investment Bank Credit Delivery Director

    2 weeks ago

    Charlotte, North Carolina, United States Truist Full time

    Job SummaryWe are seeking a highly skilled and experienced Credit Delivery Director to join our team at Truist. As a key member of our Corporate and Investment Bank, you will be responsible for leading the underwriting and portfolio management of credit products for our clients.Key ResponsibilitiesLead the underwriting process for new and existing clients,...

  • Credit Analyst II CB

    3 days ago

    Charlotte, North Carolina, United States City National Bank Full time

    About the RoleWe are seeking a highly skilled Credit Analyst II to join our team at City National Bank. As a Credit Analyst II, you will play a critical role in assisting credit officers to provide analytical support relating to portfolio management.Key ResponsibilitiesAssist credit officers in providing analytical support for portfolio managementPrepare...

  • Principal FP&A Specialist

    4 weeks ago

    Charlotte, North Carolina, United States Credit Karma Full time

    About Credit Karma:Credit Karma is a purpose-driven organization dedicated to promoting financial advancement for over 130 million members worldwide. Renowned for offering complimentary credit scores, we assist our members with various financial objectives, including identity protection, credit card applications, insurance and loan shopping, as well as...

  • Decision Science Director

    1 week ago

    Charlotte, North Carolina, United States Truist Full time

    Job SummaryWe are seeking a highly skilled Decision Science Director to lead our Consumer Payments Analytics team. As a key member of our organization, you will be responsible for driving balanced strategy monetization and optimization efforts related to quality, profitability, engagement, and growth across all business segments, products, and channels.Key...

  • Lead Financial Planning Analyst

    4 weeks ago

    Charlotte, North Carolina, United States Credit Karma Full time

    About Credit Karma:Credit Karma is dedicated to empowering financial advancement for over 130 million members worldwide. Renowned for offering complimentary credit scores, we provide a comprehensive suite of services that help our members achieve their financial aspirations, including identity monitoring, credit card applications, insurance shopping, and...

  • Enterprise Credit Analyst Internship 2025

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a cohesive organization focused on credit assessment, oversight, and product management, catering to a diverse clientele across the bank's multiple business sectors, including individuals, corporations, and institutions. To provide seamless...

  • Enterprise Credit Analyst Internship 2025

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Overview of the RoleEnterprise Credit Analyst Program - 2025About Enterprise CreditThe Enterprise Credit division functions as a cohesive credit assessment, oversight, and product management entity, overseeing credit for a diverse clientele across the bank's multiple business sectors, including individuals, corporations, and institutions. To ensure a...

  • Credit Products Associate

    2 weeks ago

    Charlotte, North Carolina, United States Regions Bank Full time

    Job DescriptionAt Regions Bank, we are seeking a highly skilled Credit Products Associate - Diversified Industries to join our team. As a key member of our Credit Products group, you will play a critical role in identifying and mitigating risks in existing and proposed credit products.Key ResponsibilitiesPrepare comprehensive credit approval packages for new...

  • Credit Risk Analyst

    2 weeks ago

    Charlotte, North Carolina, United States First Horizon Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a Credit Risk Analyst, you will play a critical role in assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial...

  • Enterprise Credit Analyst Internship 2025

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Program - 2025About Enterprise CreditThe Enterprise Credit division is a cohesive credit assessment, oversight, and product management unit responsible for evaluating credit for clients across the bank's diverse business sectors, which include individuals, corporations, and institutions. To ensure a seamless...

  • Enterprise Credit Analyst Internship 2025

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division functions as a cohesive credit assessment, oversight, and product management entity, overseeing credit for clients across the bank's diverse business sectors, which include individuals, corporations, and institutions. To ensure a seamless...

  • 2025 Enterprise Credit Analyst Internship

    4 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Position OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division serves as a comprehensive credit evaluation, oversight, and product management unit, overseeing credit for a diverse clientele across the bank's various sectors, including individuals, businesses, and institutions. To ensure seamless service...