Senior Commercial Loan Underwriter

2 weeks ago


Sacramento, California, United States The Symicor Group Full time

Position Overview
The Symicor Group is a specialized talent acquisition firm dedicated to connecting top-tier banking and accounting professionals with leading institutions.

Role Summary
Our client, a prominent bank, is seeking a skilled Commercial Loan Underwriter to join their team. This role is pivotal in conducting comprehensive credit evaluations for commercial loans.

Key Responsibilities
The successful candidate will:

  • Oversee the loan underwriting process, ensuring adherence to the bank's lending policies and relevant regulations.
  • Gather and assess financial data to evaluate the creditworthiness of various borrowers, including both individuals and entities.
  • Draft detailed summaries of loan terms and conditions, accompanied by narratives that outline risk factors and justify risk ratings.
  • Conduct thorough analyses of financial statements, tax returns, and business plans to determine the applicant's ability to meet debt obligations.
  • Identify potential risks and collaborate on structuring loans to mitigate these risks.
  • Monitor loan repayment activities and initiate actions for overdue or matured loans.
  • Prepare necessary documentation for loan approvals.
  • Engage with account officers to negotiate loan terms and gather information required for decision-making.
  • Ensure compliance with all bank policies, procedures, and applicable banking laws.
  • Participate in task forces and committees as assigned.

Candidate Profile
The ideal candidate will possess:

  • A bachelor’s degree in business administration, finance, accounting, or economics.
  • A minimum of five years of experience in commercial banking or lending.
  • Proficiency in cash flow analysis, ratio analysis, and financial projections.
  • Strong understanding of real estate appraisal techniques and commercial banking regulations.
  • Formal training in commercial credit is advantageous.
  • Proficiency in Microsoft Word, Excel, and other relevant banking software.
  • Exceptional analytical, writing, and communication skills.
  • Strong organizational abilities and the capacity to work independently.
  • Familiarity with the assigned marketplace is preferred.

Next Steps
If you meet the qualifications and are ready to take the next step in your career, we encourage you to explore this opportunity further.



  • Sacramento, California, United States The Symicor Group Full time

    Position OverviewThe Symicor Group is a specialized talent acquisition firm dedicated to connecting top-tier banking and accounting professionals with leading financial institutions.Role SummaryOur client is actively seeking a skilled Commercial Loan Underwriter to join their team in the Sacramento market. The ideal candidate will be tasked with conducting...


  • Sacramento, California, United States Marsh & McLennan Companies, Inc. Full time

    About the RoleWe are seeking a highly skilled and experienced Senior Underwriting Assistant to join our team at Marsh & McLennan Companies, Inc. This is a fantastic opportunity to work with a leading insurance broker and risk adviser, and to be part of a dynamic and collaborative team.Key ResponsibilitiesReview and analyze new business applications, and...


  • Sacramento, California, United States American Pacific Mortgage Full time

    Job OverviewPosition: UnderwriterLocation: RemoteCompany Overview: American Pacific Mortgage is a prominent financial entity committed to delivering exceptional loan evaluations while maintaining superior standards of quality and efficiency.Role Summary: The Underwriter plays a crucial role in thoroughly assessing and approving loan applications in line with...


  • Sacramento, California, United States American Pacific Mortgage Full time

    Job OverviewPosition: UnderwriterLocation: RemoteCompany Overview: American Pacific Mortgage is a prominent financial services provider committed to delivering exceptional loan assessments while maintaining the highest levels of quality and operational efficiency.Role Summary: The Underwriter plays a crucial role in the thorough examination and approval of...


  • Sacramento, California, United States American Pacific Mortgage Full time

    Job OverviewPosition: UnderwriterLocation: RemoteCompany Overview: American Pacific Mortgage is a prominent financial entity committed to delivering exceptional loan evaluations while maintaining the utmost standards of quality and operational efficiency.Role Summary: The Underwriter plays a crucial role in the thorough examination and authorization of loan...


  • Sacramento, California, United States American Pacific Mortgage Full time

    Job OverviewPosition Summary: The Loan Underwriting Specialist plays a crucial role in ensuring the delivery of timely, accurate, and consistent loan evaluations daily. This position requires adherence to the underwriting policies and procedures of American Pacific Mortgage, as well as compliance with investor guidelines.Compensation: The salary for this...

  • Senior Loan Processor

    2 weeks ago


    Sacramento, California, United States PRIME TIME MORTGAGE CORP. Full time

    Position OverviewPRIME TIME MORTGAGE CORP. is in search of a seasoned professional adept at analyzing financial data. The Senior Loan Processor plays a crucial role in assessing loan applications, conducting interviews with potential borrowers, and determining the eligibility of loans.This position requires strong communication and interpersonal skills, as...


  • Sacramento, California, United States River City Bank Full time

    In a collaborative environment and under general supervision, the role involves managing a diverse portfolio of secured and unsecured commercial loans and credit lines. The focus is on delivering exceptional customer service to both existing and potential clients while ensuring adherence to loan agreement covenants. Key ResponsibilitiesPortfolio Oversight...


  • Sacramento, California, United States Golden 1 Full time

    Position Overview:The Senior Commercial Portfolio Manager will engage in comprehensive financial analysis, underwriting, and evaluation of intricate relationships within the Commercial Portfolio Management sector.Key Responsibilities:Conduct in-depth assessments of business financial statements and tax documentation, necessitating a thorough analysis of...


  • Sacramento, California, United States The Ladders Full time

    POSITION: SENIOR PORTFOLIO MANAGER STATUS: EXEMPT REPORTS TO: DIRECTOR - BUSINESS LENDING DEPARTMENT: BUSINESS SERVICES JOB CODE: 11196SALARY RANGE: $119,300.00 - $121,000.00 ANNUALLYOVERVIEW: The Senior Portfolio Manager is responsible for conducting comprehensive financial analysis, underwriting, and evaluation of intricate relationships within the...


  • Sacramento, California, United States Banner Bank Full time

    **Overview** At Banner Bank, we are dedicated to fostering a diverse workplace and are proud to be an Equal Opportunity Employer. We welcome all qualified candidates to apply, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability, or protected veteran status. ...


  • Sacramento, California, United States River City Bank Full time

    Job SummaryRiver City Bank is seeking a highly skilled Commercial Loan Documentation Officer to join our team. The ideal candidate will be responsible for performing a variety of analytical and administrative loan documentation functions for commercial loans.Key ResponsibilitiesLoan Documentation: Analyze credit authorizations and due diligence files to...


  • Sacramento, California, United States MRINetwork Jobs Full time

    Job Description**About the Role**MRINetwork Jobs is seeking a highly skilled Loan Documentation Specialist to join our team. As a Loan Documentation Specialist, you will play a critical role in preparing and reviewing loan documents for various loan products, including commercial loans, construction loans, and real estate loans.Key Responsibilities:Comply...


  • Sacramento, California, United States BankTalent HQ Full time

    At BankTalent HQ, we foster a relationship-driven environment where our associates are equipped with the necessary tools, training, and opportunities to cultivate meaningful connections with clients and colleagues alike. Our organizational culture appreciates the diverse experiences, backgrounds, and perspectives of each associate, promoting a collaborative...


  • Sacramento, California, United States MRINetwork Jobs Full time

    Job Description**About the Role**MRINetwork Jobs is seeking a highly skilled Loan Documentation Specialist to join our team. As a Loan Documentation Specialist, you will play a critical role in preparing loan documents for various loan products, including commercial loans, construction loans, and real estate loans.Key Responsibilities:Prepare loan documents...


  • Sacramento, California, United States BankTalent HQ Full time

    About UsAt BankTalent HQ, we foster a relationship-driven culture where our associates are equipped with the necessary tools, training, and opportunities to cultivate meaningful connections with clients and colleagues alike.Our CultureWe celebrate the diverse experiences, backgrounds, and perspectives of each associate, creating a collaborative environment...


  • Sacramento, California, United States River City Bank Full time

    Job Title: Senior Commercial Lending ManagerCompany: River City BankJob Type: Full-timeAbout the Role:In the role of Senior Commercial Lending Manager at River City Bank, you will oversee a diverse portfolio of both secured and unsecured loans along with lines of credit. Collaborating closely with the relationship management team, your focus will be on...


  • Sacramento, California, United States Insurance Relief Full time

    Job OverviewPosition: Senior Commercial Insurance Account ExecutiveAre you a driven professional with a passion for understanding client requirements and delivering outstanding service? This is a remarkable opportunity for a Senior Commercial Insurance Account Executive to become part of a skilled team. This role is with a flourishing agency that recognizes...


  • Sacramento, California, United States PRMG Mortgage Full time

    Job OverviewWe are seeking a dedicated Mortgage Loan Partner to join our esteemed team at PRMG Mortgage. This role is ideal for an experienced professional who thrives in a fast-paced environment and is passionate about assisting clients in achieving their homeownership goals.Position Summary:The Mortgage Loan Partner will play a crucial role in supporting...


  • Sacramento, California, United States California Dental Association Full time

    Position OverviewThis role primarily operates in a remote capacity, with occasional in-office meetings and training sessions. Candidates located in the Sacramento area are preferred.Compensation: $70,000 - $90,000The Insurance Underwriter II is responsible for making informed decisions regarding risk acceptability by employing underwriting principles through...