Senior Commercial Portfolio Manager

1 week ago


Waynesboro, Virginia, United States FIRST BANK AND TRUST COMPANY Full time
Job Summary

We are seeking a highly skilled Senior Commercial Portfolio Manager to join our team at the First Bank and Trust Company in Waynesboro, Virginia. As a key member of our lending department, you will be responsible for developing and maintaining a high-quality commercial loan portfolio, introducing our products and services to prospective clients, and ensuring exceptional customer service.

Key Responsibilities:

  • Lending and Portfolio Management: Develop and maintain a profitable commercial loan portfolio by identifying new business opportunities, assessing creditworthiness, and making informed lending decisions.
  • Customer Relationship Building: Establish and maintain strong relationships with existing clients, providing financial advice and guidance to help them achieve their goals.
  • Business Development: Work to attract new loan and business customers, representing the bank in the community to promote our products and services.
  • Loan Committee Support: Prepare and present loan requests to the loan committee for approval, ensuring that all necessary documentation is complete and accurate.
  • Portfolio Monitoring: Monitor the asset quality of the commercial loan portfolio, authorizing credit and maintaining appropriate underwriting standards.

Requirements and Qualifications:

  • Education and Experience: A bachelor's degree or equivalent work experience in a financial institution, loan department, or similar area; five years of experience in lending services and related areas.
  • Skillset: Extensive knowledge of lending services and related areas; good managerial, communication, and public relationship skills; ability to generate new clients through business development activities.

Benefits:

  • Compensation Package: The estimated annual salary for this position is $120,000 - $180,000, depending on experience, plus a comprehensive benefits package, including medical, dental, and vision insurance, 401K/ESOP Plan, life insurance, flexible spending dependent account, long-term disability insurance, group policies (accident, hospital & critical illness), AFLAC individual policies (short-term disability & cancer), and leave (PTO, marriage, and bereavement).

About Us:

  • Core Values: High-quality customer service, motivated employees, profits, honesty, and enjoyment.
  • Equal Opportunity Employer: The First Bank and Trust Company is an equal opportunity employer, committed to diversity and inclusion.


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