Commercial Lending Specialist

2 weeks ago


Big Rapids, Michigan, United States The Ladders Full time
Position Title: Commercial Lending Specialist

Reports To: Regional President/Senior Commercial Loan Officer

General Purpose:

The Commercial Lending Specialist collaborates with senior leadership, department heads, loan officers, and branch personnel to enhance business opportunities for the bank across various sectors. The primary objective is to originate and manage commercial loans while also fostering growth in all business lines.

Key Responsibilities:
  • Engaging with existing clients to strengthen relationships and identify new opportunities within the current customer base, aiming to deepen connections and secure referrals.
  • Approaching potential clients to establish new banking relationships, with the goal of expanding the customer portfolio across all service lines.
  • Participating in community events and civic organizations to serve as a representative of the bank and to remain actively involved in the communities served.
  • Gathering essential financial information to make informed lending decisions within personal lending limits and collaborating with colleagues on larger financing needs.
  • Assisting clients in the loan closing process as required.
Qualifications:

Education/Experience:
  • A bachelor's degree is mandatory.
  • Experience in commercial lending and/or credit analysis is preferred.
  • Prior experience in banking or financial services is essential.
  • Strong community engagement and/or residency in the market served is advantageous.
Skills:
  • Excellent verbal and written communication abilities.
  • Self-motivated and proactive.
  • Team-oriented mindset.
  • Innovative and creative problem-solving skills.
Equal Opportunity Statement:

Isabella Bank is an AA/EEO employer. We are committed to equal opportunity for all employees and applicants, including protected veterans and individuals with disabilities.

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