Mortgage Underwriter Specialist

4 days ago


Miami, Florida, United States Mutual of Omaha Mortgage Full time
Job Summary

Mutual of Omaha Mortgage is a leading provider of mortgage lending services, seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in evaluating and underwriting HECM reverse mortgage loan files, ensuring compliance with company policy and FHA HECM guidelines.

Key Responsibilities
  • Evaluate risk and review loan files, including title and appraisal reports, to ensure accuracy and compliance.
  • Set terms for approval and compliance or identify reasons for rejection, ensuring regulatory compliance and completeness.
  • Effectively communicate loan decisions to sales channels and management, as needed.
  • Accurately review and input pertinent loan data into operational systems, utilizing FHA Connection to update loan data as required.
  • Collaborate with operational departments to establish productive and efficient work flows, completing required checklists and worksheets.
Requirements
  • Minimum 4 years of experience in mortgage loan underwriting, with reverse mortgage experience a plus.
  • FHA Direct Endorsement strongly preferred, with a Bachelor's degree also highly desirable.
  • Excellent computer skills and knowledge of MS Office products, with strong customer service and time management skills.
  • Highly motivated and determined to succeed in a competitive, time-sensitive industry.
About Mutual of Omaha Mortgage

Mutual of Omaha Mortgage is a Fortune 300 Company, inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees, offering a comprehensive compensation package, including medical, dental, and vision insurance, company-paid life insurance, and a 401K plan with a generous employer match.



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