Associate Director, Credit Policy and Analytics

3 days ago

Wilmington, Delaware, United States OneMain Financial Full time
About the Role

We are seeking an experienced Associate Director, Credit Policy and Analytics to join our Credit Pricing and Analytics team in Wilmington, DE. This is an exciting opportunity to drive significant business results through optimizing our credit risk underwriting and pricing strategies.

Key Responsibilities
  • Design, recommend, document, and execute consumer credit underwriting and pricing strategies by extracting and analyzing historical customer performance data from multiple systems.
  • Utilize data query tools (R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test, and execute analyses and reporting.
  • Leverage traditional regression models and machine learning algorithms to understand key drivers and estimate customer behaviors by different strategy treatment.
  • Drive profitable business growth by developing strategy optimization frameworks with a full credit-cycle view.
  • Independently complete analyses, draw conclusions, present results to all levels of leaders, and influence business/strategy decisions.
  • May effectively prioritize competing initiatives across direct reports, translate strategic priorities into individual/team initiatives, and manage expectations.
  • Identify performance opportunities in team members and take the appropriate steps to improve the capabilities of the team.
Requirements
  • Bachelor's degree in a quantitative discipline such as Engineering, Statistics, Economics, Business Management, or Computer Science.
  • 6+ years of pricing, risk underwriting, or risk portfolio management experience within a personal loan or cards portfolio.
  • 2+ years of people management/leadership experience.
  • Innovative and capable of developing a highly analytical approach to solving problems.
  • Advanced analytical skills using SAS, SQL, R, or Python.
  • Hands-on experience with decision tree analyses and segmentation tools like CART, knowledge seeker, etc.
  • Experience building advanced models using statistical analysis tools or machine learning.
  • Experience partnering horizontally and influencing other organizations such as technology, marketing, and operations.
About OneMain Financial

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow.

Our growing suite of personal loans, credit cards, and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy, and flexible work arrangements that grow lives, careers, and our company.

We provide opportunities and benefits that make our team members' health and careers a priority. Our comprehensive benefits package includes health and wellbeing options, 401(k) matching, employee stock purchase plan, tuition reimbursement, paid time off, paid sick leave, paid holidays, and paid volunteer time.

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