Commercial Banking Officer

2 weeks ago


Bryan, Texas, United States Prosperity Bank Full time
Job Summary

Prosperity Bank is seeking a seasoned Commercial Banking Officer to join our team. As a key member of our commercial banking group, you will be responsible for building and maintaining relationships with corporate and not-for-profit clients, with a focus on lower-middle market entities.

Key Responsibilities
  • Client Relationship Management: Develop and maintain strong relationships with existing clients, identifying opportunities to grow and expand their business with Prosperity Bank.
  • Business Development: Proactively seek out new business opportunities, leveraging your network and industry knowledge to identify potential clients and drive revenue growth.
  • Product Knowledge: Stay up-to-date on Prosperity Bank's commercial banking products and services, including C&I loans, owner-occupied and investment commercial real estate loans, and other relevant offerings.
  • Credit Analysis and Risk Management: Conduct thorough credit analysis and risk assessments on potential clients, ensuring that all lending decisions are sound and aligned with Prosperity Bank's risk management policies.
  • Loan Origination and Closing: Originate and close commercial loans, typically in the $1 million to $10 million range, while ensuring compliance with all relevant regulations and guidelines.
  • Deposit Growth: Cross-sell and promote additional banking products to clients, contributing to deposit growth and overall revenue expansion.
Requirements
  • Education: Bachelor's degree in banking, finance, or a related field is preferred.
  • Experience: A minimum of seven years of direct lending or credit support experience, with a focus on business relationships and a proven track record of business development.
  • Skills: Excellent interpersonal and communication skills, with the ability to build strong relationships with clients and colleagues alike.
Work Environment

Monday - Thursday: 8:00 AM - 5:00 PM. Friday: 8:00 AM - 6:00 PM.



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