Senior Residential Loan Officer

7 days ago


Greenfield, California, United States Greenfield Savings Bank Full time
Job Summary

We are seeking a highly experienced and skilled Senior Residential Loan Officer to join our team at Greenfield Savings Bank. As a key member of our senior management team, you will be responsible for leading and overseeing the development and growth of our residential/consumer lending department.

Key Responsibilities
  • Lead and manage residential/consumer lending activities aligned with the Bank's strategic plan, culture, and core values.
  • Direct and manage residential/consumer lending personnel to ensure departmental loan goals are met while maintaining quality standards and compliance guidelines.
  • Develop and implement residential/consumer lending policies and procedures in compliance with established regulatory guidelines.
  • Make recommendations to the ALCO and senior management regarding loan pricing and strategic loan and deposit objectives.
  • Actively manage the Secondary Market pipeline to ensure timely selling of loans to maximize income.
  • Approve residential and consumer loans in accordance with federal and state regulations and established policies and procedures.
  • Monitor and report on residential/consumer activities and results.
  • Conduct or commission market research and analysis to understand implications and identify new business development opportunities in line with the Bank's strategy.
  • Impact profitability by making informed decisions utilizing competitor and market analysis to produce positive results.
  • Work collaboratively with relevant departments to develop detailed product specifications and go-to-market strategy.
  • Present a budget for executive management's approval and prudently manage resources within those budgetary guidelines.
  • Participate as a member of the Watch Loan Committee in regard to the acquisition, ownership, and disposition of residential/consumer assets acquired through loan default or foreclosure.
  • Contribute to the development and refinement of the Bank's vision and overall Strategic Plan.
  • Maintain and develop organizational culture, values, and reputation in all markets and with all staff, customers, and regulatory bodies.
  • Be a visible and involved member of the community representing the Bank in industry and professional associations, community organizations, etc. as approved by supervisor.
  • Participate and make recommendations on various bank-wide committees.
  • Make qualified referrals to appropriate departments.
Requirements
  • 10+ years' relevant experience in Residential Lending.
  • Proven people leadership skills.
  • Experience with budgeting and strategic planning.
  • Able to travel without restriction throughout Franklin and Hampshire counties.

Greenfield Savings Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender, gender identity and/or expression, national origin, disability status, protected veteran status, age, marital status, or any other protected class.



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