Commercial Credit Officer

2 days ago


Chicago, Illinois, United States Bank of America Full time
Job Summary

Bank of America's Healthcare, Education, and Not-for-Profit Group (HENFP) is seeking a highly skilled Commercial Credit Officer to provide expert-level advisory guidance in complex debt capital solutions for commercial banking clients. The ideal candidate will have a strong background in financial analysis, structuring, underwriting, and portfolio management, with a focus on the healthcare, education, and non-profit sectors.

Key Responsibilities
  • Manage a portfolio of HENFP clients and prospects with annual revenues of $50 MM - $2 billion+
  • Acquire, deepen, and maintain profitable relationships through credit sales, prospecting, and relationship building
  • Manage the end-to-end credit process for a portfolio of clients
  • Provide capital structure solutions
  • Negotiate and execute credit documentation
  • Lead the credit and risk approval processes
  • Mentor and support junior credit associates' learning and development through coaching
Requirements
  • 10+ years of solid Commercial Banking experience
  • Experience in financial analysis, structuring, underwriting, and portfolio management
  • Analytical/technical skills, including financial accounting, modeling, and loan structuring
  • Strong critical thinking skills; detail-oriented with ability to problem solve
  • Ability to effectively communicate and partner with all levels of leadership across multiple lines of business (verbal and written)
  • Strong time management and organizational skills; ability to prioritize work to meet deadlines
  • Advanced skills in Microsoft Power Point and Excel
  • Industry knowledge across healthcare, education, and non-profit sectors preferred
Preferred Qualifications
  • BA/BS Degree
  • Travel: 20%
  • Shift: 1st shift (United States of America)
  • Hours Per Week: 40


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