Commercial Credit Officer II

19 hours ago


Chicago, Illinois, United States National Black MBA Association Full time
Job Summary

We are seeking a highly skilled Commercial Credit Officer II to join our team at the National Black MBA Association. As a key member of our organization, you will be responsible for evaluating new business opportunities, assessing credit risks, and providing expert advice to clients.

Key Responsibilities
  • Evaluate new business opportunities, including identification and assessment of credit risks and mitigating factors.
  • Partner with client-facing teams to consult on sales opportunities and provide product expertise and consultation to deliver the best possible solution to clients.
  • Underwrite new transactions, analyze credit risk, negotiate and close deals, while adhering to internal policies, procedures, and regulatory requirements.
  • Structure the terms of a lease/loan with respect to various aspects, including pricing, rates, payment, term, and collateral.
  • Manage the credit process for a portfolio of clients, including reviewing financial statements, assessing compliance with financial covenants, confirming risk ratings, and recommending changes as warranted.
Requirements
  • 3+ years of commercial credit underwriting and credit analysis experience.
  • Effective presentation, structuring, financial statement, and risk analysis skills.
  • Bachelor's degree in Accounting, Finance, Economics, Math, or other Business concentration preferred.
Preferred Qualifications
  • Skills in Financial Analysis, Loan Structuring, Research Analysis, Risk Management, Underwriting, Account Management, Credit Documentation Requirements, Credit and Risk Assessment, Decision Making, Issue Management, Analytical Thinking, Coaching, Collaboration, Critical Thinking, Customer and Client Focus.


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