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Senior Credit Officer
2 months ago
Job Title: Senior Credit Officer
Job Summary:
We are seeking a highly skilled Senior Credit Officer to join our team at Bank of America. As a Senior Credit Officer, you will be responsible for delivering integrated credit solutions to clients and managing on-going portfolio performance.
Key Responsibilities:
- Evaluate and underwrite new end-user credit opportunities, including the identification and assessment of all strengths, weaknesses, and risks associated with the opportunity.
- Partner with client-facing teammates to consult on sales opportunities and provide the product expertise necessary to deliver the best possible solution to the client.
- Underwrite new transactions, analyze credit risk, negotiate and close deals, while adhering to internal policy, procedures, and regulatory requirements.
- Manage the credit process for a portfolio of clients, including reviewing financial statements, assessing the client's compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted.
Requirements:
- 3+ years of commercial credit underwriting and credit analysis experience.
- Effective presentation, structuring, financial statement, and risk analysis skills.
Preferred Qualifications:
- Bachelor's degree in Accounting, Finance, Economics, Math, or other Business concentration.
Skills:
- Financial Analysis
- Loan Structuring
- Research Analysis
- Risk Management
- Underwriting
- Account Management
- Credit Documentation Requirements
- Credit and Risk Assessment
- Decision Making
- Issue Management
- Analytical Thinking
- Coaching
- Collaboration
- Critical Thinking
- Customer and Client Focus