Leasing Credit Officer II

4 days ago


Chicago, Illinois, United States Bank of America Full time
Job Title: Leasing Credit Officer II

At Bank of America, we are committed to delivering exceptional financial solutions to our clients. As a Leasing Credit Officer II, you will play a critical role in providing integrated credit solutions and portfolio management expertise.

Key Responsibilities:
  • Evaluate new end-user credit opportunities, identifying and assessing risks, and mitigating factors.
  • Partner with client-facing teammates to consult on sales opportunities and provide product expertise and consultation.
  • Underwrite new transactions, analyze credit risk, negotiate, and close deals while adhering to internal policy, procedures, and regulatory requirements.
  • Structure lease/loan terms, considering pricing, rates, payment, term, and collateral.
  • Manage the credit process for a portfolio of clients, reviewing financial statements, assessing compliance with financial covenants, confirming risk ratings, and recommending changes as warranted.
Requirements:
  • 3+ years of commercial credit underwriting and credit analysis experience.
  • Effective presentation, structuring, financial statement, and risk analysis skills.
Preferred Qualifications:
  • Bachelor's degree in Accounting, Finance, Economics, Math, or other Business concentration.
Skills:
  • Financial Analysis
  • Loan Structuring
  • Research Analysis
  • Risk Management
  • Underwriting
  • Account Management
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Decision Making
  • Issue Management
  • Analytical Thinking
  • Coaching
  • Collaboration
  • Critical Thinking
  • Customer and Client Focus

Bank of America is an equal opportunity employer and welcomes applications from diverse candidates. We offer a competitive benefits package and opportunities for growth and development.



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